Tag: credit attributes

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Can social media predict credit behavior?...

With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When...

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Credit attributes: analytical decisioning building blo...

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

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The power of credit attributes in the decision process...

By: Teri Tassara In my last post, I covered the importance of using quality credit attributes to gain greater accuracy in risk models.  Credit...

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Credit attributes: analytical decisioning building blo...

By: Teri Tassara As building blocks to any predictive model development, it goes without saying that the better the predictive variables, also known as...

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The power of credit attribute overlays...

Previously, we looked at the various ways a dual score strategy could help you focus in on an appropriate lending population. Find your mail-to...

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Scoring 101 – Dual score strategies...

Last month, I wrote about seeking ways to ensure growth without increasing risk.  This month, I’ll present a few approaches that use multiple scores...

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Are “fallen angels” a key to economic grow...

As our newly elected officials begin to evaluate opportunities to drive economic growth in 2011, it seems to me that the role of lenders...

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Tools for improved data utilization and data managemen...

By: Kari Michel Lenders want to find new customer through more informed credit risk decisions and use new types of data relationships to cross-sell.  ...

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Loan modifications – another use for credit attributes...

A recent article in the Boston Globe talked about the lack of incentive for banks to perform wide-scale real estate loan modifications due to...

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Improving collections strategy...

By: Kari Michel   Lenders are looking for ways to improve their collections strategy as they continue to deal with unprecedented consumer debt, significant increases...

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Dispelling credit attribute myths, Part 3...

By: Wendy Greenawalt In the last installment of my three part series dispelling credit attribute myths, we’ll discuss the myth that the lift achieved...

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Dispelling credit attribute myths, Part 2...

By: Wendy Greenawalt In the second installment of my three part series, dispelling credit attribute myths, we will discuss why attributes with similar descriptions...

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Dispelling credit attribute myths, Part 1...

By: Wendy Greenawalt This blog kicks off a three part series exploring some common myths regarding credit attributes. Since Experian has relationships with thousands...

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Lost lead analysis...

When reviewing offers for prospective clients, lenders often deal with a significant amount of missing information in assessing the outcomes of lending decisions, such...

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Is there a formula for success when building portfolio...

By: Wendy Greenawalt When consulting with lenders, we are frequently asked what credit attributes are most predictive and valuable when developing models and scorecards....

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