Tag: bankcard

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The State of Credit Unions in 2017...

How do credit unions stack up in a pack filled with heavy-hitting banks and aggressive online lenders? Do credit scores, debt levels and utilization...

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Credit card debt reaches highest level since 2009...

Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....

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Credit card debt reaches highest level since 2009...

Experian data shows consumers are more confident managing their credit since the recession. The Q3 2015 Experian Market Intelligence Brief was released today featuring data...

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Prepping for Post-Holiday Credit Trends and Behaviors...

This month, it’s all about parties and gift giving and holiday traditions. Fast forward a month, however, and consumers will be in a different...

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“Black” or “red” holiday?...

Using bankcard utilization to forecast holiday spend It’s officially November, and like me, you’ve probably noticed all the holiday promotions in your mailbox and...

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Average bankcard limit decreases...

While total limits on bankcard originations reached $81.8 billion in Q3 2015, the average limit per card decreased by 4% year over year ($4,715...

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The Experian Market Intelligence Brief: The latest con...

Industry leading consumer credit trend data The complete picture of consumer credit trends from Experian’s database of over 230 million consumers Today we launched The...

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Digitally savvy generation may not be so credit savvy...

According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit...

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Survey reveals travel spending behavior...

According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up...

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Delinquencies move in the right direction as balances ...

According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with...

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Bankcard growth trend continues...

According to a recent Experian credit-trend analysis, bankcard originations for all of 2014 totaled $318.7 billion, a 20 percent increase over 2013 originations of...

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Surviving the season of giving without drowning in deb...

According to a new survey from Experian Consumer Services, consumers are anticipating spending more on gifts this holiday season than they did in 2013.......

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Balance transfers: a profitable opportunity...

Card-to-card balance transfers represent a substantial profit opportunity for...

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Delinquencies fall as bankcard originations continue g...

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of...

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Average debt amounts increase while average credit sco...

Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit,...

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