According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with 60–89 day-past-due delinquencies declining 8%.
As consumer behavior continues to improve, lenders should stay abreast of the latest credit trends in order to adjust lending strategies and capitalize on areas of opportunity.
>> Discover key steps to developing a profitable bankcard campaign
Alternative data myths can hold lenders back. Experian and Mission Federal bust common misconceptions about risk, implementation and getting started.
Our Data Breach Response Guide provides guidance to help your organization prepare, respond and recover while protecting your customers.
AI, digital doppelgängers and growing consumer skepticism could reshape the data breach landscape in 2027. Here’s what to prepare for.