Delinquencies fall as bankcard originations continue growth trend

by Guest Contributor 1 min read August 11, 2014

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year.

Issuers can take advantage of bankcard growth and stay ahead of the competition by utilizing advanced analytics to target the right customers and increase profitability.

Discover key steps to developing a profitable prescreen campaign.

Access the latest credit trends with Experian’s IntelliViewSM.

Related Posts

ValidMind on Partnership and the Future of AI

ValidMind CEO Jonas Jacobi shares insights on AI, innovation and why Experian's partnership is helping shape the future of responsible AI.

Published: July 16, 2026 by Scarlet Nickel
Filling the Gap: The Private Student Lending Opportunity Opening This Fall

Due to new federal student loan regulations, the families of undergrad and graduate students may look to private lenders to fill the gap.

Published: July 16, 2026 by Justin Osman
How Caliber Financial Uses Data to Drive Better Decisions

Learn how Caliber Financial uses Experian data to improve lead targeting, underwriting and AI-driven decisioning for better outcomes.

Published: July 14, 2026 by Scarlet Nickel