Tag: analytics

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Putting Customer Experience at the core of your debt c...

We regularly hear from clients that charge-offs are increasing and they’re struggling to keep up with the credit loss. Many clients use the same...

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Deployment Made Easy — solving new fraud problems by A...

Part 3 in our series on Insights from the Vision 2016 fraud and identity track Our Vision 2016 fraud track session titled “Deployment Made Easy...

Read More Deployment Made Easy — solving new fraud problems by Adapting Legacy Solutions
Men vs. Women: Who Wins the Credit Game?...

It’s the “Battle of the Sexes” credit edition. Who sports higher scores, less debt and more on-time payments? According to Experian’s latest analysis, women...

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Credit card debt reaches highest level since 2009...

Experian data shows consumers are more confident managing their credit since the recession. The Q3 2015 Experian Market Intelligence Brief was released today featuring data...

Read More Credit card debt reaches highest level since 2009
Rules vs. Risk...

The overarching ‘business driver’ in adopting a risk-based authentication strategy, particularly one that is founded in analytics and proven scores, is the predictive ‘lift’...

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The inclusion of renters’ payment history leads to bet...

By: Staci Baker For the one-third of the U.S. population that rents, in the past, rental payment history has not been included in determining...

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Calculating the expected business benefits of improved...

To calculate the expected business benefits of making an improvement to your decisioning strategies, you must first identify and prioritize the key metrics you...

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Why risk-based authentication…and what is it, for that...

The term “risk-based authentication” means many things to many institutions.  Some use the term to review to their processes; others, to their various service...

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What keeps you up at night?...

— by Heather Grover I’m often asked in various industry forums to give talks about, or opinions on, the latest fraud trends and fraud...

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Beyond the score: What lenders use in decisioning bey...

By: Tracy Bremmer It’s not really all about the credit score. Now don’t get me wrong, a credit score is a very important tool...

Read More Beyond the score: What lenders use in decisioning beyond the score