Latest Posts

Survey: Most Companies Ill-Prepared for a Global Data Breach

Despite the escalating risks of falling victim to a global data breach, this survey shows a widespread lack of preparedness among companies.

Published: June 27, 2017 by Michael Bruemmer
Financial Health Trends in America

Financial health means more than just having a great credit score or money in a savings account.

Published: June 27, 2017 by Guest Contributor
First wave of Gen Z entering credit ranks

The first wave of Gen Z are coming onto the credit file. Here is a first look at how they are behaving, and what this means for businesses and finance companies.

Published: June 23, 2017 by Kerry Rivera
4 steps to prevent synthetic identity fraud

Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a trusted organization.

Published: June 22, 2017 by Guest Contributor
Mitigating Synthetic ID Fraud

Synthetic ID fraud is a growing problem driven by an online and mobile-driven market, along with an increase in data breaches and dark web sharing.

Published: June 18, 2017 by Keir Breitenfeld
What bubble?

When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the data telling us?

Published: June 15, 2017 by Traci Krepper
New CFPB study highlights need for more inclusive credit data

New CFPB study demonstrates the importance of moving forward with inclusion of new sources of high-quality financial data — like on-time payment data from rent, utility and telecommunications providers — into a consumer’s credit file.

Published: June 13, 2017 by Guest Contributor
Credit is king for vacationers

Study noted that travelers relied heavily on credit for vacation purchases last yr—with many planning to charge much of their vacation expenses this summer

Published: June 8, 2017 by Guest Contributor
The State of Credit Unions in 2017

Experian took a deep dive into the data and performance surrounding the credit union universe in their first-ever “State of Credit Unions” report, featuring insights utilizing data from both 2015 and 2017.

Published: June 8, 2017 by Kerry Rivera
What bubble? Subprime vehicle loans hit Q1 10-year low; 30-day delinquencies drop

According to State of the Automotive Finance Market report, 30-day delinquencies dropped and subprime auto lending reached a 10-year record low for Q1.

Published: June 7, 2017 by Melinda Zabritski
Prediction Check-In: Cyberattacks Continue to Plague Healthcare Sector

The healthcare sector continues to be at high risk of cyberattacks and data breaches, jeopardizing healthcare organizations of every size.

Published: June 2, 2017 by Michael Bruemmer
Credit cards, credit lines, credit scores

According to a study by VantageScore, consumers with credit scores between 601-650 carry the largest credit card bills, at more than $10,000.

Published: June 1, 2017 by Guest Contributor
Why Do Phishing Fears Top the List of Security Professionals’ Concerns?

Risk managers and brokers say phishing and social engineering are the biggest security threats facing their companies and clients.

Published: May 31, 2017 by Michael Bruemmer
Time to upgrade your credit score solution

Later this year, FICO will retire its Score V1, making it mandatory for those lenders still using the old software to find another solution.

Published: May 30, 2017 by Guest Contributor
Are your customers making it easier for identity thieves?

Identity theft is frustrating. According to our recent survey, many Americans are unknowingly engaging in risky behaviors online.

Published: May 25, 2017 by Guest Contributor

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