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At which stage of the application process does the Red Flags Rule apply? The Red Flag Rule would apply whenever you detect a Red...

February 25, 2009 by Keir Breitenfeld

After reviewing more details around the "The President’s Identity Theft Task Force Report" (September 2008), and some of the activities surrounding it, I find...

February 19, 2009 by Keir Breitenfeld

What to do when you see a Red Flag. Your Identity Theft Prevention Program should include appropriate responses when you detect a Red Flag....

February 19, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 2 There is one rather interesting clause that appears to represent an open-ended business porfolio risk management decision for the...

February 19, 2009 by Guest Contributor

By: Tom Hannagan Part 1 Beyond the risk management considerations related to a bank’s capital position, which is directly impacted by Troubled Asset Relief...

February 19, 2009 by Guest Contributor

We have been hearing quite a bit about the ponzi scheme that was created and managed by Bernie Madoff.  Almost $50 billion dollars was...

February 19, 2009 by Guest Contributor

How do I know which Red Flags apply to me? The Red Flag guidelinesthat will apply to you depend on a number of factors...

February 13, 2009 by Keir Breitenfeld

There seems to be some ground-laying for follow-on Red Flag compliance guidelines to emerge either pre- or post- May 1, 2009. Whether they arrive...

February 13, 2009 by Keir Breitenfeld

The difference between market risk and credit risk By: Tom Hannagan Market risk is different than credit risk. The bank’s assets are mostly invested...

February 11, 2009 by Guest Contributor

By: Tom Hannagan In my past postings, we’ve discussed financial risk management, the role of risk-based capital, measuring profitability based on risk characteristics and...

February 11, 2009 by Guest Contributor

Part 2 Reason one Unfortunately, there is a management issue regarding their transparency with the investment community and/or client base.  Regrettably for the managers...

February 10, 2009 by Guest Contributor

“Unprecedented times”, “financial crisis”, “credit crisis” and many other terms continue to be buzzwords that we hear every day.  We are almost becoming desensitized...

February 6, 2009 by Guest Contributor

It seems to me that there remains quite a bit of dispute and confusion around the inclusion of healthcare providers under the umbrella of...

February 6, 2009 by Keir Breitenfeld

During a recent real-time survey of 850 representatives of the financial services industry: only 36 percent said that they completely understood the new Identity...

February 6, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 3 This post continues my discussion of the reasons for going through the time and trouble to analyze risk-based pricing...

February 5, 2009 by Guest Contributor