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The value of a good decision can generate $150 or more in customer net present value, while the cost of a bad decision can...

November 13, 2009 by Roger Ahern

By: Kennis Wong It’s true that intent is difficult to prove. It’s also true that financial situations change. That’s why financial institutions have not,...

November 9, 2009 by Guest Contributor

By: Tracy Bremmer There has been a lot of hype these days about people strategically defaulting on their mortgage loans. In other words, a...

November 9, 2009 by Guest Contributor

— by Dan Buell Towards the end of 2007, the management of Bay Area Credit Service embarked on an agressive strategy to dramatically enhance...

November 6, 2009 by Jeff Bernstein

On Friday, October 30th, the FTC again delayed enforcement of the “Red Flags” Rule – this time until June 1, 2010 – for financial...

November 6, 2009 by Matt Ehrlich

By: Kari Michel Most lenders use a credit scoring model in their decision process for opening new accounts; however, between 35 and 50 million...

November 4, 2009 by Guest Contributor

Well, here we are nearly at the beginning of November and the Red Flags Rule has been with us for nearly two years and...

November 2, 2009 by Keir Breitenfeld

Recent findings on vintage analysis Source: Experian-Oliver Wyman Market Intelligence Reports Analyzing recent vintage analysis provides insights gleaned from cursory review Analyzing recent trends...

November 2, 2009 by Kelly Kent

As I wrote in my previous posting, a key Red Flags Rule challenge facing many institutions is one that manages the number of referrals generated...

November 2, 2009 by Keir Breitenfeld

By: Wendy Greenawalt In the last installment of my three part series dispelling credit attribute myths, we’ll discuss the myth that the lift achieved...

October 23, 2009 by Guest Contributor

By: Wendy Greenawalt In the second installment of my three part series, dispelling credit attribute myths, we will discuss why attributes with similar descriptions...

October 21, 2009 by Guest Contributor

By: Wendy Greenawalt This blog kicks off a three part series exploring some common myths regarding credit attributes. Since Experian has relationships with thousands...

October 20, 2009 by Guest Contributor

–by Mike Sutton In today’s collections environment, the challenges of meeting an organization’s financial objectives are more difficult than ever. Case volumes are higher,...

October 20, 2009 by Jeff Bernstein

In my last entry, I talked about the challenges clients face in trying to meet multiple and complex regulatory requirements, such as FACT Act’s...

October 15, 2009 by Matt Ehrlich

–by Mike Sutton I recently interviewed a number of Experian clients to determine how they believe their organizations and industry peers will prioritize collections...

October 14, 2009 by Jeff Bernstein

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