Customer Targeting & Segmentation
The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...
It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...
Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...
“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...
Do more with less. Once the mantra of the life-hacking movement, it seems to be the charge given to marketers across the globe. Reduce...
Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...
If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...
So often a microscope is set on examining millennials and their behaviors – especially when it comes to their priorities and finances. But there’s...
A court in a Northern China province has developed a mobile app designed to enforce court rulings and create a socially credible environment. The...
Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...
From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....
2019 is here — with new technology, new regulations and new opportunities on the docket. What does that mean for the financial services space?...
With the new year just days behind us, and as the uptick in holiday spending comes back down, debt consolidation will take precedence along...
“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...
Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...