Credit Lending

We’ve rounded up what it takes for consumers to have a good credit score, in addition to some alternative considerations. Read more!

To win with ML, the team and process are more important than the algorithm. Best practices before, during and after modeling to help you succeed.

As Gen Z enters the economy, they bring with them an entirely new set of priorities when it comes to their finances. Move over Millennials.

To create a socially credible environment, China has developed a mobile app to alerts users when they are within a 500-meter radius of someone in debt.

Learn four ways fintech has changed the lending process and how traditional financial institutions and lenders can keep up. Read more!

Alternative Credit Data and Trended Data have different strengths, but when used together, they can make a world of difference on your strategy as a whole.

In the head to head match up between alternative credit data and trended data, who will win? Both offer value above and beyond traditional credit data.

Experian Boost gives consumers greater control over their credit profiles by allowing them to add non-traditional credit information to their Experian credit file.

Given the option between offshore and onshore data science resources, how do you decide? Let’s discuss a few things to consider.

Credit access for the masses, machine learning and fraud are among the top 5 trending topics for the financial services industry in 2019.

New year, new personal loans. As Americans kick off the year seeking debt consolidation, consumer insights shed light for your future marketing efforts.

Experian is ushering a new age of consumer empowerment with Experian Boost, which eliminates the guesswork of what goes into a credit score.

Holiday shoppers are gearing up with gift lists and credit cards in tow. Optimize opportunities to attract them with offers to increase your walletshare.

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

Gavin Harding, Senior Business Consultant, continues in this Q&A with insight that spans across all lenders and their use of alternative data.