Models & Scores

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Secrets to Avoiding Data Overload in Consumer Banking...

Retail banking leaders in a variety of industries (including risk management, credit, information technology and other departments) want to incorporate more data into their...

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The Future of Technology and Innovation...

The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...

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Fintech vs. Traditional FIs: The Latest Trends in Pers...

In today’s age of digital transformation, consumers have easy access to a variety of innovative financial products and services. From lending to payments to...

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Experian Boost Gives Dealers a Chance to Build Relatio...

Experian Boost provides a unique opportunity to help dealers build loyalty while helping consumers....

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Managing Attributes Across the Attribute Life Cycle...

Many companies rely on attributes for decisioning but lack the resources needed to invest in developing, managing, and updating the attributes themselves. Experian is...

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Experian Celebrates National Fintech Day...

Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...

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Streamline Your Collections Processes with Advanced An...

The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...

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Experian Launches Ascend CECL Forecaster™ With Oliver ...

Today, Experian and Oliver Wyman announced the launch of Ascend CECL ForecasterTM, a solution built to help financial institutions of all sizes more quickly...

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Predict Customer Behavior; No Crystal Ball Needed...

Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...

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Alternative Data: The Key to Expanding the Credit Univ...

Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...

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Father’s Day Facts: How Moms and Dads spend Money Diff...

Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...

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CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

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Data-Powered Digital Transformation...

Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...

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Across the Universe of Alternative Credit Data...

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

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State of Credit: 10 Year Lookback...

It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...

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