Models & Scores

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Experian’s Ascend Analytical Sandbox™ Named Best...

At Experian, we know that fintechs don’t just need big data – they need the best data, and they need that data as quickly...

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The Data You Need for a Win-Win Strategy...

Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...

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Alternative Credit Data vs. Trended Data: Head to Head...

Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...

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Break Out of Decision Paralysis: 3 Data Points About A...

From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....

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Offshore vs onshore: a head-to-head comparison of data...

With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...

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One Small Step for Experian, A Giant Leap Forward for ...

What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...

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Knowing What You Don’t Know...

“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...

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Beyond Basic Data Sampling for Model Development...

Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...

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4 Features You Need in an Analytical Environment...

I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...

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Machine learning and Extreme Gradient Boosting...

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

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Getting Beyond the Binary to Solve the Business Proble...

If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...

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Machine learning for real-world credit risk...

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

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5 Secrets to Outsourcing Data Science Successfully...

The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...

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When Enough Isn’t Enough — Resampling Techniques for M...

As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...

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Understanding Validation Samples Within Model Developm...

An introduction to the different types of validation samples Model validation is an essential step in evaluating and verifying a model’s performance during development...

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