Models & Scores

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Father’s Day Facts: How Moms and Dads spend Money Diff...

Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...

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CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

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Data-powered digital transformation...

Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...

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Across the Universe of Alternative Credit Data...

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

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State of Credit: 10 Year Lookback...

It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...

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#ExperianVision 2019 – Day 2 Recap...

Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...

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#ExperianVision 2019 – Day 1 Recap...

“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...

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Four Long-Lasting Habits of People with Exceptional Cr...

Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...

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LendIt Fintech USA 2019 Showcases Experian’s Innovativ...

Earlier this month, Experian joined the nation’s largest community of online lenders at LendIt Fintech USA 2019 in San Francisco, CA to show over...

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Experian’s Ascend Analytical Sandbox™ Named Best...

At Experian, we know that fintechs don’t just need big data – they need the best data, and they need that data as quickly...

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The Data You Need for a Win-Win Strategy...

Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...

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Alternative Credit Data vs. Trended Data: Head to Head...

Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...

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Break Out of Decision Paralysis: 3 Data Points About A...

From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....

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Offshore vs onshore: a head-to-head comparison of data...

With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...

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One Small Step for Experian, A Giant Leap Forward for ...

What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...

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