Digital Technology

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Gift cards continue to increase in popularity...

Gift cards are the most requested gift item and have been for the last eight years. Merchants love gift cards because they take up...

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An Apple Pay solution that keeps fraud away...

Apple Pay fraud solution Apple Pay is here and so are increased fraud exposures, confirmed losses, and customer experience challenges among card issuers. The...

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More consumers are doing nothing after a data breach...

The experience of being a victim of data breaches has created a shift in consumer behavior and attitude over the past year. A recent...

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Balancing customer acquisitions and fraud prevention...

While marketers typically spend vast amounts of money to increase customer acquisitions, fraud prevention can undercut those efforts. According to a recent 41st Parameter®...

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Managing fraud in a mobile world...

By: Maria Moynihan Mobile devices are everywhere, and landlines and computer desktops are becoming things of the past. A recent American Marketing Association post...

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The diversity of technology complicates customer authe...

According to a recent 41st Parameter® study, 85 percent of consumers use online or mobile channels to conduct...

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What Apple Pay Means for Banks’ Mobile Dreams...

Cherian Abraham, our mobile commerce and payments consultant, recently wrote about the future of mobile banking in regards to the Apple Pay news out...

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Survey finds consumers expect more from breached organ...

As data breaches continue to attract publicity, consumers are expecting more from impacted organizations....

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Be a mobile banking superhero....

By: Mike Horrocks Last week I had a friend of mine (who would be a self-declared geek) go to GenCon in Indianapolis.  For those...

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Mobile cooperation as a competitive advantage...

By: Mike Horrocks Last week, I spoke to you about an American Banker webinar that Experian hosted on  “What is next for mobile banking”. ...

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Forecasting the next trends in Mobile...

By: Mike Horrocks As summer comes to end, so does the summer reading list but if you are still trying to get one in,...

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Travelers need more than sunscreen to protect themselv...

A recent survey reveals that 30 percent of travelers have experienced identity theft while traveling or know someone who...

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Importance of a data breach response plan...

A recent study conducted by the Ponemon Institute found that a data breach is among the top three occurrences that affect brand reputation, along...

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More companies managing cyber security as a business r...

The growing cost and number of data breaches has spurred more interest in cyber insurance. While companies often increase investments in technology and training...

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Fraud prevention is key to improving eligibility verif...

A recent survey of government benefit agencies shows an increased need for fraud detection technology to prevent eligibility fraud. Only 26 percent of respondents...

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