Digital Technology

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Protecting People Fuels Experian’s Commitment to Ident...

As our society becomes ever more dependent on everything mobile, criminals are continually searching for and exploiting weaknesses in the digital ecosystem, causing significant...

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Alt Data Use by FinTechs: Q&A with Gavin Harding ...

Picking up where we left off, online FinTech lenders face the same challenges as other financial institutions; however, they continue to push the speed...

Read More Alt Data Use by FinTechs: Q&A with Gavin Harding (Part 2)
4 Features You Need in an Analytical Environment...

I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...

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Machine learning and Extreme Gradient Boosting...

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

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The 3 C’s of a Successful Collections Strategy...

Debt. For many it’s a struggle – and a constant one. In fact, one in three Americans today have a debt in collections, according...

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The Evolution of FinTech: Marketplace Challenger to In...

FinTechs take on banks, technology, and finance as we know It. In the credit space, their reputation as a market disruptor precedes their definition. But...

Read More The Evolution of FinTech: Marketplace Challenger to Industry Collaborator
Personal Loans: Fueled by FinTech...

Unsecured lending is increasing. And everyone wants in. Not only are the number of personal loans increasing, but the share of those loans originated...

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Getting Beyond the Binary to Solve the Business Proble...

If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...

Read More Getting Beyond the Binary to Solve the Business Problem of Big Data
Mitigating the risk of purchasing a flood-damaged car ...

In the aftermath of Hurricane Florence, Experian is here to help. As a first line of defense against purchasing a flood-damaged vehicle, people can...

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Machine learning for real-world credit risk...

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

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Transforming Shopping Experiences: Experian’s Text for...

At Experian, innovation is at the heart of our culture. We strive for continuous improvement, from finding new ways to better use data to...

Read More Transforming Shopping Experiences: Experian’s Text for Credit Solution Wins Innovation Award for Consumer Lending
Digital Collections: The Results Are In...

“Who Moved My Cheese?” Perhaps you’ve heard of this popular book, released in 1998. If you haven’t, it’s a quick read and one that describes...

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Big data: Accessing and utilizing the insights on 220 ...

Expert offers insights into turnkey big data access   The data is out there – and there is a lot of it. In the world...

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How Day 1 Certainty improves the mortgage journey...

  The journey to a mortgage is complex and expensive, so of course the transaction will require more than a few swipes on a...

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Should social media be used as a factor in credit deci...

In 2017, 81 percent of U.S. Americans have a social media profile, representing a five percent growth compared to the previous year. Pick your...

Read More Should social media be used as a factor in credit decisions?