Credit Lending
The pendulum has swung again. The great recession brought a glacial freeze to access to capital. The thaw brought rapid, frictionless underwriting with an...
As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...
A recent national survey by Experian revealed opportunities for businesses to build relationships with future homebuyers before they’re ready to obtain a loan. Insights...
All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...
His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...
According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...
Experian cited in Mobile Fraud Management Solutions report from Forrester as having the most capabilities and one of the highest estimated revenues in total...
Experian consultant offers his recap from attending a half-day event hosted at The White House called the “FinTech Summit” largely focused on how government...
Part four in our series on Insights from Vision 2016 fraud and identity track It was a true honor to present alongside Experian fraud...
On June 2, the Consumer Financial Protection Bureau (CFPB) proposed a rule aimed at “payday lending” that will apply to virtually all lenders, with...
According to the most recent State of the Automotive Finance Market report, the total balance of open automotive loans increased 11.1% in Q1 2016,...
As net interest margins tighten and commercial real estate concentrations begin to slowly creep back to 2008 levels, financial institutions should consider looking to...
It’s more than mercury that will be up this summer. As temperatures climb, so do automotive sales, which often reach annual highs during the...
More home buyers and sellers tend to enter the market in the warmer months, making spring and summer a busy season for mortgage brokers...
A recent study shows that small-business credit conditions remained relatively unchanged in Q1 2016, as delinquency and bankruptcy rates held steady at low levels....