Credit Lending
U.S. Communities national contract awarded to Experian to use their data and analytic solutions in order to enable state and local government agencies to...
Much has been written about Millennials over the past few years, and many continue to speculate on how this now largest living generation will...
In this age of content and increasing financial education available to all, most entities are familiar with credit bureaus, including Experian. They are known...
Historically, the introduction of EMV chip technology has resulted in a significant drop in card-present fraud, but a spike in card-not-present (CNP) fraud. CNP...
Prescriptive solutions: Get the Rx for your right course of action By now, everyone is familiar with the phrase “big data” and what it...
Experian conducted a joint-survey that uncovered insights into the topic of conversational commerce and voice assistants. The survey audience constituted nearly 1300 smartphone users...
The first six months of 2016 has shown that the total credit card limits among the subprime and deep subprime credit range totaled $6.4...
Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...
Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...
As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...
Experian defines how businesses should approach Identity Relationship Management for identity and devices to enable better fraud protection through our latest perspective paper, The...
Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...
Fraudsters invited into bank branches The days of sending an invitation in the mail have for the most part gone by the wayside. Aside...
Time heals countless things, including credit scores. Many of the seven million people who saw their VantageScores drop to sub-prime levels after suffering a...
Experian estimates card-to-card consumer balance transfer activity to be between $35 and $40 billion a year, representing a sizeable opportunity for proactive lenders seeking...