Financial Services

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Digital Collections: The Results Are In...

“Who Moved My Cheese?” Perhaps you’ve heard of this popular book, released in 1998. If you haven’t, it’s a quick read and one that describes...

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Industry’s first tri-bureau trended attributes to help...

Traditional credit attributes provide immense value for lenders when making decisions, but when used alone, they are limited to capturing credit behavior during a...

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Dispute rates rising? 5 ways to uncover data inaccurac...

Many data furnishers are experiencing increases in dispute rates. It’s a tough spot to be in. Data furnishers are not only obligated under the...

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Big data: Accessing and utilizing the insights on 220 ...

Expert offers insights into turnkey big data access   The data is out there – and there is a lot of it. In the world...

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Trended attributes: key to segmentation strategy devel...

Today’s consumer lending environment is more dynamic and competitive than ever, with renewed focus on personal loans, marketplace lending and the ever-challenging credit card...

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Top 3 reasons to vote for CrossCore for MRC People’s C...

Experian® is honored to be an MRC Technology Award nominee. But we can’t win the MRC People’s Choice Award without your help! The annual...

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How to successfully launch new products in a dynamic e...

Are you ready to launch a new product to capture the revenue growth opportunities in today’s market? The competition is heating up for new...

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Personalized Marketing in Financial Services...

Consumers are hungry for more personalized marketing, and I’m an actual example. As a new stepmom to two young kids, who has a full-time...

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A Unique Approach to Reject Inference Design...

You’ve been tasked with developing a new model or enhancing an existing one, but the available data doesn’t include performance across the entire population...

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The questions card portfolios should address in the po...

Early reports suggest the 2017 holiday season was a good one for retailers. Consumers were in the mood to spend, and as such, Americans’...

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Senate Reg-Relief Package Includes Important Credit Re...

The U.S. Senate Banking Committee passed a financial regulatory relief bill (S. 2155) in December 2017 aimed at reducing regulatory burdens on community banks,...

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New study shows U.S. consumers in a state of good heal...

The nation’s economic recovery is continuing in a positive upward trend with consumer credit scores coming exceptionally close to pre-recession numbers—the healthiest in a...

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How collectors can anticipate who will use tax refunds...

As soon as the holiday decorations are packed away and Americans reign in the New Year, the advertisements shift to two of our favorite...

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Use of Swap Sets to Measure Impact of Model Changes...

You just finished redeveloping an existing scorecard, and now it’s time to replace the old with the new. If not properly planned, switching from...

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It’s a “prime” time to buy a car...

When gearing up to buy a car, having a checklist of things to look for is important. Happily, it looks like consumers have added...

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