Financial Services

Loading...
What is Alternative Credit Data?...

Last Updated: January 2019 Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that...

Read More What is Alternative Credit Data?
Machine learning for real-world credit risk...

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

Read More Machine learning for real-world credit risk
5 Secrets to Outsourcing Data Science Successfully...

The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...

Read More 5 Secrets to Outsourcing Data Science Successfully
The MOBILE Act: It’s official...

Federal legislation makes verifying an individual’s identity by scanning identity documents during onboarding legal in all 50 states Originally posted on Mitek blog The...

Read More The MOBILE Act: It’s official
Something Millennials Haven’t Killed?...

Millennials have been accused of “killing” a lot of things. From napkins and fabric softener to cable and golf, the generation which makes up...

Read More Something Millennials Haven’t Killed?
Credit card trends and usage looking favorable in 2018...

Consumer confidence is nearing an 18-year high. Unemployment figures are at record lows. Retail spend is healthy, and expected to stay that way through...

Read More Credit card trends and usage looking favorable in 2018
Majority Rules: Lower income-earners’ spending and cre...

Lower income-earners, which make up 60% of Americans, are the vehicle driving the U.S.’s booming economy. While the top 40% of earners usually direct...

Read More Majority Rules: Lower income-earners’ spending and credit profile
The cost of a CIP solution is greater than the unit pr...

Customer Identification Program (CIP) solution through CrossCore® Every day, I work closely with clients to reduce the negative side effects of fraud prevention. I...

Read More The cost of a CIP solution is greater than the unit price
Q&A with AFSA on the state of alternative data...

As more financial institutions express interest and leverage alternative credit data sources to decision and assess consumers, lenders want to be assured of how...

Read More Q&A with AFSA on the state of alternative data
When Enough Isn’t Enough — Resampling Techniques for M...

As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...

Read More When Enough Isn’t Enough — Resampling Techniques for Model Development
Supporting Startups with Experian’s API Developer Port...

The early stages of establishing a startup are some of the most difficult. In fact, it is said 90 percent of startups fail. Challenges...

Read More Supporting Startups with Experian’s API Developer Portal
Understanding Validation Samples Within Model Developm...

An introduction to the different types of validation samples Model validation is an essential step in evaluating and verifying a model’s performance during development...

Read More Understanding Validation Samples Within Model Development
The regulatory considerations to know around digital c...

Consumers and businesses alike have been hyper-focused on all things data over the past several months. From the headlines surrounding social media privacy, to...

Read More The regulatory considerations to know around digital credit offers
Building tools to drive financial health...

With delinquencies on the rise, financial institutions are looking for new tools to evaluate and improve the financial lives of customers and members. As...

Read More Building tools to drive financial health
Top Insights from #ExperianVision 2018 Day 2...

The second full day of Experian Vision 2018 kicked off with an inspirational message from keynote speakers Capt. Mark Kelly and Former Congresswomen Gabby...

Read More Top Insights from #ExperianVision 2018 Day 2