Financial Services

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Big Data and China’s Social Credit Score...

A court in a Northern China province has developed a mobile app designed to enforce court rulings and create a socially credible environment. The...

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Experian’s Ascend Analytical Sandbox™ Named Best...

At Experian, we know that fintechs don’t just need big data – they need the best data, and they need that data as quickly...

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How Financial Services Can Adjust to Changing Consumer...

With the number of consumer visits to bank branches having declined from 52% of people visiting their bank branch on a monthly basis to...

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Breach-fueled credential stuffing, the “Philly Special...

Be warned. I’m a Philadelphia sports fan, and even after 13 months, I still relish in the only Super Bowl victory I’ve ever known...

Read More Breach-fueled credential stuffing, the “Philly Special” and lessons in defense
4 Ways Fintech Has Changed the Lending Process and How...

The lending market has seen a significant shift from traditional financial institutions to fintech companies providing alternative business lending. Fintech companies are changing the...

Read More 4 Ways Fintech Has Changed the Lending Process and How Other Financial Institutions Can Keep Up
Digital Platforms: Is It Time You Stepped Up?...

While it’s a word that has only recently made its way into financial circles, consumers and businesses alike have been enjoying life in a...

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Case Study: Increasing Conversions and Driving Site Tr...

Smartphones connect us to the world of digital information while on the go. With just a few touches, you can browse the internet, get...

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Quelling concern: The percentage of delinquent auto lo...

There’s recently been a significant amount of discussion about the stability of the automotive finance industry. Many fear the increase in the volume of...

Read More Quelling concern: The percentage of delinquent auto loans remains relatively stable
All is Fair in Love and Debt?...

When it comes to relationships and significant others, debt is topping lists of what people look for – or don’t look for – in...

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Fighting fraud in a fintech world...

How can fintech companies ensure they’re one step ahead of fraudsters? Kathleen Peters discusses how fintechs can prepare for success in fraud prevention....

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What is Prescreen?...

Perhaps the most reliable mailbox tenant, thick envelopes splashed with “limited time offer” or other flashy designations offering various card and credit products –...

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How Ascend Analytical Sandbox Improves Risk Modeling a...

From a capricious economic environment to increased competition from new market entrants and a customer base that expects a seamless, customized experience, there are...

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4 Tech Resolutions for Financial Institutions...

Perhaps more than ever before, technology is changing how companies operate, produce and deliver products and services to their customers. Similarly, technology is also...

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The Data You Need for a Win-Win Strategy...

Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...

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Alternative Credit Data vs. Trended Data: Head to Head...

Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...

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