Financial Services

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Pricing optimization: understanding a customer’s price...

How a business prices its products is a dynamic process that drives customer satisfaction and loyalty, as well as business success.  In the digital...

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Personal Loans: Fueled by FinTech...

Unsecured lending is increasing. And everyone wants in. Not only are the number of personal loans increasing, but the share of those loans originated...

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Getting Beyond the Binary to Solve the Business Proble...

If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...

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9 Ways to Make Hispanic Engagement Part of Your Credit...

With Hispanic Heritage Awareness Month underway and strategic planning season in full swing, the topic of growing membership continues to take front stage for...

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What is Alternative Credit Data?...

Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that little black dress in...

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Machine learning for real-world credit risk...

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

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5 Secrets to Outsourcing Data Science Successfully...

The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...

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The MOBILE Act: It’s official...

Federal legislation makes verifying an individual’s identity by scanning identity documents during onboarding legal in all 50 states Originally posted on Mitek blog The...

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Something Millennials Haven’t Killed?...

Millennials have been accused of “killing” a lot of things. From napkins and fabric softener to cable and golf, the generation which makes up...

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Credit card trends and usage looking favorable in 2018...

Consumer confidence is nearing an 18-year high. Unemployment figures are at record lows. Retail spend is healthy, and expected to stay that way through...

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Majority Rules: Lower income-earners’ spending and cre...

Lower income-earners, which make up 60% of Americans, are the vehicle driving the U.S.’s booming economy. While the top 40% of earners usually direct...

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The cost of a CIP solution is greater than the unit pr...

Customer Identification Program (CIP) solution through CrossCore® Every day, I work closely with clients to reduce the negative side effects of fraud prevention. I...

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Q&A with AFSA on the state of alternative data...

As more financial institutions express interest and leverage alternative credit data sources to decision and assess consumers, lenders want to be assured of how...

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When Enough Isn’t Enough — Resampling Techniques for M...

As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...

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Supporting Startups with Experian’s API Developer Port...

The early stages of establishing a startup are some of the most difficult. In fact, it is said 90 percent of startups fail. Challenges...

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