Financial Services

Loading...
It’s the most wonderful time of the year (for fraud)...

It’s the holiday season — time for jingle bells, lighting candles, shopping sprees and credit card fraud. But we’re prepared. Our risk analyst team...

Read More It’s the most wonderful time of the year (for fraud)
Beyond Basic Data Sampling for Model Development...

Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...

Read More Beyond Basic Data Sampling for Model Development
Protecting People Fuels Experian’s Commitment to Ident...

As our society becomes ever more dependent on everything mobile, criminals are continually searching for and exploiting weaknesses in the digital ecosystem, causing significant...

Read More Protecting People Fuels Experian’s Commitment to Identity Protection and Fraud Prevention
I Can See Clearly Now: 4 Myths of Alternative Credit D...

Every morning, I wake up and walk bleary eyed to the bathroom, pop in my contacts and start my usual routine. Did I always...

Read More I Can See Clearly Now: 4 Myths of Alternative Credit Data
The rise of synthetic identity fraud and children...

Synthetic identities come from accounts held not by actual individuals, but by fabricated identities created to perpetrate fraud. It often starts with stealing a...

Read More The rise of synthetic identity fraud and children
In lending as in baseball, Moneyball is no lon...

In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...

Read More In lending as in baseball, Moneyball is no longer enough
4 Features You Need in an Analytical Environment...

I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...

Read More 4 Features You Need in an Analytical Environment
Machine learning and Extreme Gradient Boosting...

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

Read More Machine learning and Extreme Gradient Boosting
Pricing optimization: understanding a customer’s price...

How a business prices its products is a dynamic process that drives customer satisfaction and loyalty, as well as business success.  In the digital...

Read More Pricing optimization: understanding a customer’s price elasticity
Personal Loans: Fueled by Fintech...

Unsecured lending is increasing. And everyone wants in. Not only are the number of personal loans increasing, but the share of those loans originated...

Read More Personal Loans: Fueled by Fintech
Getting Beyond the Binary to Solve the Business Proble...

If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...

Read More Getting Beyond the Binary to Solve the Business Problem of Big Data
9 Ways to Make Hispanic Engagement Part of Your Credit...

With Hispanic Heritage Awareness Month underway and strategic planning season in full swing, the topic of growing membership continues to take front stage for...

Read More 9 Ways to Make Hispanic Engagement Part of Your Credit Union’s Differentiation Strategy
What is Alternative Credit Data?...

Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that little black dress in...

Read More What is Alternative Credit Data?
Machine learning for real-world credit risk...

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

Read More Machine learning for real-world credit risk
5 Secrets to Outsourcing Data Science Successfully...

The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...

Read More 5 Secrets to Outsourcing Data Science Successfully