Experian’s Credit Games – Skills Sprint (Part 1 of 3)

Put your credit knowledge to the test to test your fate and see how you fare. Audit your skills in our three-part challenge to try your luck!

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Public Records That Can Appear in Your Credit Report

July 13, 2016

Dear Experian, What kinds of public records can be part of a credit report? How often are they updated, and if I have a paid public record on my credit...

Being a Cosigner Can Help Build Your Credit

July 13, 2016

Dear Experian, I currently have no credit. Not bad credit, no credit. I am interested in purchasing a new vehicle and a family member has offered to cosign. However, we've...

How Long an Auto Repossession Will Affect Your Credit

July 13, 2016

Dear Experian, I am a graduate student with no income. I have a car payment that hasn't been paid in two months, and now they want to repossess it. I...

Submit Disputes Online or by Telephone

July 13, 2016

Dear Experian, Can I dispute incorrect information at anytime online? - EWA

Impact on Credit Scores of Inquiries for an Auto Loan

July 12, 2016

Dear Experian, I run an auto dealership that sells luxury automobiles. I understand that multiple inquiries within a "shopping" timeframe do not hurt an individual's credit score. Can you explain...

Going over the Limit on Your Credit Card

July 12, 2016

Dear Experian, What happens if your credit card goes over your limit? What are the best options in your opinion? - JNT

Cyber Crime: An Evolving Threat

July 8, 2016

Cybercrime is a threat to our online lives. Find out the three most prevalent types of crimes and how to proactively protect yourself.

Will closing a credit card hurt your credit?

July 7, 2016

Your scores may temporarily drop when you close a credit card. When you close an account you lose the available credit limit on that account, which makes your utilization...

I’m 16 years old. How do you get started with credit?

July 7, 2016

You don’t have a credit report until you have a credit account in your name. When you open an account for the first time, or are added as an...

How does student loan debt affect your ability to buy a home?

July 7, 2016

Student loans are just like any other installment loan. You need to pay them on time and continue to reduce the balances on them over time. Late payments on...

How can I get rid of hospital debt?

July 7, 2016

Medical collection accounts can be on your credit report for up to seven years from the date you became delinquent, just like any other collection account. The best thing...

How much does applying for multiple credit cards affect credit?

July 7, 2016

Applying for multiple credit cards in a short period of time can affect credit scores for several reasons. First, suddenly taking on a lot of potential new debt is...