Credit Advice » Report Advice » Dispute


Occasionally, credit reports contain incorrect information. This may be due to an error or could be a sign that fraud or identity theft has occurred.

How to Dispute Information on Your Credit Report

To dispute something on your credit report, you should contact the credit bureau that issued the credit report.The fastest way to resolve errors on your Experian credit report is by filing a dispute online. Alternatively, you can write a letter that details the disputed information and states the desired action you’d like the credit bureau to take.

Once you’ve made your dispute known, the credit bureau will investigate your claim and forward your dispute to the organization that provided the information. The source of the disputed information must also investigate. If it turns out information is inaccurate, the providing organization will notify all three credit bureaus, so they can correct the information on your credit report.

Can I Dispute Information Without Getting a Report from Experian?

October 13, 2016

Dear Experian, I have recently obtained my credit report from my bank and do not need one from Experian. How can I go about disputing an incorrect item on...

Changing Your Name on Your Credit Report

July 17, 2016

Dear Experian, I have changed my name through naturalization. How can I change my name in my credit report? - SLY

Removing Account in Dispute Notation

July 14, 2016

Dear Experian, How can I get the wording "account in dispute" removed from my credit report? - ADH

Updating Employer on Your Credit Report

July 13, 2016

Dear Experian, How does an employer report a job history to Experian? - BZI

Submit Disputes Online or by Telephone

July 13, 2016

Dear Experian, Can I dispute incorrect information at anytime online? - EWA

How to Remove an Incorrect Address from Your Credit Report

September 30, 2015

Dear Experian, An address for my bankruptcy lawyer suddenly appeared on my credit report as a single family residence and you won`t let me remove it. It says to contact...

Updating Credit Report to Show Lien Released

August 14, 2015

Dear Experian, How do I amend my credit report to show that a federal tax lien has been released? - CCF

Remove Incorrect Employment Information from Credit Report

July 31, 2015

Dear Experian, There is a previous employer listed in my credit report that I have never heard of nor worked for. How might this impact my credit rating, and how...

Dispute an Incorrect Address on Your Credit Report

November 14, 2014

Dear Experian, There is an address on my credit report at which I never resided. How do I get that removed or corrected? - MLA

Social Security Number Variations May Not Be Fraud

August 27, 2014

Dear Experian, I was told by the bank that Experian was reporting the incorrect Social Security number. How do I verify the information that Experian has on file for me? -...

Update the Phone Number on Your Credit Report

August 27, 2014

Dear Experian, I need to update my phone number on my credit report. - MHN

What to Do Before Initiating a Dispute

June 4, 2014

Dear Experian, How do I dispute an account on my report? Experian is showing an account open that has been closed for two years. - SCH