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Experian® uses standard industry and government guidelines for keeping data on file. Dating data ensures that the information presented in a report is current enough to create an accurate picture of financial health.
- Trade data: 36 months
- Bankruptcies: nine years and nine months
- Judgments: six years and nine months
- Tax liens: six years and nine months
- Uniform Commercial Code filings: five years
- Collections: six years and nine months
- Bank, government and leasing data: 36 months
