Understanding business credit

How long will data remain on my credit report?

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How Long Data Stays On A Business Credit Report

Experian® uses standard industry and government guidelines for keeping data on file. Dating data ensures that the information presented in a report is current enough to create an accurate picture of financial health.

  • Trade data: 36 months
  • Bankruptcies: nine years and nine months
  • Judgments: six years and nine months
  • Tax liens: six years and nine months
  • Uniform Commercial Code filings: five years
  • Collections: six years and nine months
  • Bank, government and leasing data: 36 months

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