Data & Analytics
Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...
Every morning, I wake up and walk bleary eyed to the bathroom, pop in my contacts and start my usual routine. Did I always...
Picking up where we left off, online fintech lenders face the same challenges as other financial institutions; however, they continue to push the speed...
In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...
While electric vehicles remain a relatively niche part of the market, with only 0.9 percent of the total vehicle registrations through June 2018, consumer...
I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...
This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...
Electric vehicles are here to stay – and will likely gain market share as costs reduce, travel ranges increase and charging infrastructure g...
If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...
Big Data is no longer a new concept. Once thought to be an overhyped buzzword, it now underpins and drives billions in dollars of...
Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...
The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...
As more financial institutions express interest and leverage alternative credit data sources to decision and assess consumers, lenders want to be assured of how...
As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...
An introduction to the different types of validation samples Model validation is an essential step in evaluating and verifying a model’s performance during development...