Credit & Risk

Tailoring Your Lending Strategy for Gen Y and Gen Z First-time Homebuyers

Mortgage lenders who connect with Gen Y and Z where they are will be better positioned to serve this demographic and grow their business.

April 17, 2024 by Scott Hamlin
What Lenders Need to Know About First Payment Default

For lenders, mitigating first payment default requires data, advanced analytics, customer engagement, and agile risk management.

April 10, 2024 by Theresa Nguyen
What is Trended Data?

To better understand a consumer's credit behavior over time, financial institutions must leverage trended data.

March 11, 2024 by Guest Contributor
AI-Driven Credit Risk Decisioning: What You Need to Know

Lenders who use AI-driven credit risk decisioning can help improve outcomes for borrowers and increase financial inclusion.

March 6, 2024 by Julie Lee
What is Credit Risk Analytics and What Are the Latest Trends?

Credit risk analytics can help financial institutions quantify the risk that a borrower won't repay a loan as agreed.

February 28, 2024 by Julie Lee
Improving Your Credit Risk Machine Learning Model Deployment

New approaches to model operations are also helping lenders accelerate their machine learning model development processes.

February 20, 2024 by Julie Lee
Using Alternative Credit Data for Credit Underwriting

Using alternative data for credit underwriting is a modern and efficent approach to a risk-based credit approval strategy Read more!

February 13, 2024 by Laura Burrows
Unlocking the Future of Credit Underwriting

The future of credit underwriting will depend on advanced analytics that can draw conclusions from vast amounts of data.

February 6, 2024 by Julie Lee
Income Verification: Providing Seamless Experiences

With automated income verification, lenders can approve more applicants quickly and provide exceptional digital experiences. Learn more!

January 30, 2024 by Theresa Nguyen
Risk Management Models: A Quick Guide

Dive deeper into model risk management, its importance for organizations, and the key elements of a model risk management framework.

January 25, 2024 by Julie Lee
The Benefits of Loan Origination Automation

From initial screenings and data entry to determining a final decision or credit limit, loan origination automation provides many benefits.

January 23, 2024 by Julie Lee
Maximize Profitability and Mitigate Risk with Proactive Credit Limit Management

Automate your credit limit management process to better serve your customers and quickly respond to the volatile market.

January 22, 2024 by Lauren Makowski
A Quick Guide to Model Explainability

Being able to explain how an ML model works and what drives its decisions is important if you want to use ML-powered models for underwriting.

January 11, 2024 by Julie Lee
Credit Risk Management: The Ultimate Guide

Learn how expanded data, AI-driven models, and increased automation can help you enhance your credit risk management strategies.

December 7, 2023 by Theresa Nguyen
Driving Growth Through an Enhanced Underwriting Strategy

Learn how a well-designed underwriting strategy can help you drive growth and create more value out of your member relationships.

November 28, 2023 by Theresa Nguyen

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