Credit & Risk
Rising late-stage mortgage delinquencies signal hidden risk in 2025. Learn how lenders can identify early warning signs and manage mortgage and HELOC risk proactively.
With the Fed initiating rate reductions, the housing market is entering a new phase. Learn what mortgage lenders must know about affordability, borrower behavior, and emerging opportunities.
Unlock the future of fintech by exploring how alternative data is reshaping decision-making and growth strategies.
With the Fed initiating rate reductions, the housing market is entering a new phase. Learn what mortgage lenders must know about affordability, borrower behavior, and emerging opportunities.
Learn how Experian's Credit + Cashflow Score leads to a 40% improvement in predictive accuracy compared with conventional credit models.
AI credit scoring addresses traditional limitations by introducing more advanced, data-driven techniques. Learn the benefits and challenges.
Mid-sized banks should take a data-driven approach to implementing credit risk strategies if they want to expand their loan portfolios.
Download our infographic to learn how cashflow underwriting is reshaping lending — and how you can lead the change.
As financial behavior becomes more dynamic, real-time data is emerging as a powerful tool in reshaping how lenders assess risk.
Home equity lending has re-emerged as a central theme in the U.S. financial landscape, driven by economic realities and consumer behavior.
With increasing regulatory complexities, compliance with model risk management requirements is crucial for operational resilience.
Experian and Plaid are teaming up to power smarter, faster, and more inclusive lending — fueled by real-time cashflow insights.
Proactive credit limit increases can be a game-changer for financial institutions, improve financial health and stability.
By adopting a proactive approach to credit limit management, financial institutions can improve customer satisfaction and increase revenue.
By leveraging loan loss analysis, lenders can create more profitable business opportunities throughout the entire customer lifecycle.