Credit Lending

2021 Trends for Financial Services

Last year’s predictions of a new set of Roaring 20’s may not have panned out the way we imagine, but many did evolve. Here are six trends to watch in 2021.

Published: January 4, 2021 by Stefani Wendel
Guide to Going Beyond the Credit Score

People are more than just their credit scores. Are you getting the full picture? Download our guide to learn more.

Published: December 18, 2020 by Kelly Nguyen
North America Trends Report

Look into North American trends over the last year and to learn how fraud prevention and positive customer relationships are two sides of the same coin.

Published: December 16, 2020 by Guest Contributor
How Cloud Computing Will Drive Financial Inclusion

The jump to the cloud means that lenders are suddenly more capable than ever at making analytically sound and more financially inclusive­ decisions.

Published: November 19, 2020 by Jim Bander
North America Insights Report

North American consumers’ expectations continue to rise in the wake of COVID-19, with a focus on online security and their digital experience.

Published: November 12, 2020 by Guest Contributor
State of Credit 2020: Consumer Credit During COVID-19

Experian released the 11th annual state of credit report, which provides a comprehensive look at the credit performance of consumers across America.

Published: October 20, 2020 by Stefani Wendel
Stopping Synthetic Identity Fraud Before It Starts

The CU Times recently reported on a nationwide synthetic identity fraud ring impacting several major credit unions and banks.

Published: October 7, 2020 by Guest Contributor
Prescreen Marketing in Today’s Economic Environment

To maximize limited marketing spend, lenders will need to be more prescriptive to increase response rates on fewer delivered offers.

Published: October 6, 2020 by Eric Johnson
2020 State of Alternative Credit Data

Download our report to learn why alternative credit data is supplemental and essential to consumer lending and how it’s being used by consumers and FI's.

Published: September 17, 2020 by Laura Burrows
Q&A Perspective Series: Effective Decisioning During COVID-19

Differentiating good customers facing financial struggles from bad actors is getting more difficult, highlighting the need for effective decisioning tools.

Published: September 15, 2020 by Guest Contributor
Subprime Borrowers Locked Out of Loans? That Might Not Be the Case

As subprime originations decrease, some think that subprime consumers are being locked out of the automotive finance market, but that’s not the whole story.

Published: September 15, 2020 by Melinda Zabritski
Responding to and Recovering from the COVID-19 Recession

Learn about some specific Experian solutions that are especially timely for lenders strategizing their response to the COVID Recession.

Published: September 2, 2020 by Jim Bander
Tracking State-Level Recoveries

Listen to our podcast for insight into the importance of having a different perspective when tracking the national economy.

Published: August 25, 2020 by Kelly Nguyen
Synthetic Identity Fraud and COVID-19

Experian anticipates a tsunami of synthetic identity fraud ahead of the SSA rollout of electronic Consent Based Social Security Number Verification (eCBSV).

Published: August 19, 2020 by Guest Contributor
Global Insights Report: Changing Consumer Behaviors and Evolving Business Strategies

Experian's global insights report explores the shift in the volume of online activity and experiences over the past several months resulting from COVID-19.

Published: August 6, 2020 by Guest Contributor

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