Financial Services

Big Data and China’s Social Credit Score

To create a socially credible environment, China has developed a mobile app to alerts users when they are within a 500-meter radius of someone in debt.

April 16, 2019 by Laura Burrows
How Financial Services Can Adjust to Changing Consumer Behavior

The shift from banking to digital is apparent. Here are a few ways that financial services can adjust to changing consumer behavior. Read more!

April 3, 2019 by Laura Burrows
Breach-Fueled Credential Stuffing, the “Philly Special” and Lessons in Defense

There's currently an outbreak of breach-fueled credential stuffing. Billions of stolen usernames/passwords have been compiled and available to criminals

March 28, 2019 by Chris Ryan
Digital Platforms: Is It Time You Stepped Up?

Digital platforms allow companies to seamlessly integrate their customer data with third-party data resources, helping with business challenges and demands.

March 19, 2019 by Jesse Hoggard
Quelling Concern: The Percentage of Delinquent Auto Loans Remains Relatively Stable

Increase in delinquent loans has led to a discussion about the auto finance industry's stability. But it’s important to put these trends into context.

February 28, 2019 by Melinda Zabritski
All is Fair in Love and Debt?

Recent studies show many Americans consider debt a deal-breaker when it comes to their romantic relationships. Who is carrying the debt?

February 14, 2019 by Stefani Wendel
How Ascend Analytical Sandbox Improves Risk Modeling and “Changes the Industry” for Financial Institutions

Discover how OneMain Financial reduced expenses and the time involved in order to improve their core risk modeling, and also created portfolio strategies.

January 30, 2019 by Jesse Hoggard
The Data You Need for a Win-Win Strategy

Alternative Credit Data and Trended Data have different strengths, but when used together, they can make a world of difference on your strategy as a whole.

January 28, 2019 by Stefani Wendel
Alternative Credit Data vs. Trended Data: Head to Head

In the head to head match up between alternative credit data and trended data, who will win? Both offer value above and beyond traditional credit data.

January 28, 2019 by Stefani Wendel
Putting Consumers in the Driver’s Seat of Their Credit Scores

Experian Boost gives consumers greater control over their credit profiles by allowing them to add non-traditional credit information to their Experian credit file.

January 25, 2019 by Jeff Softley
Break Out of Decision Paralysis: Three Data Points About Alternative Financial Services Data

Alternative financial services data gives lenders access to powerful and predictive supplemental credit data that better detect risk and benefits consumers.

January 23, 2019 by Guest Contributor
Five Collections Tools You Need for Tax Season

Lenders and financial institutions can help their customers get on the right financial foot for 2019 by helping them maximize their tax refund.

January 17, 2019 by Stefani Wendel
Offshore vs Onshore: A Head-to-Head Comparison of Data Science Resources

Given the option between offshore and onshore data science resources, how do you decide? Let’s discuss a few things to consider.

January 14, 2019 by Guest Contributor
Five Trending Financial Services Topics to Watch in 2019

Credit access for the masses, machine learning and fraud are among the top 5 trending topics for the financial services industry in 2019.

January 14, 2019 by Stefani Wendel
Debt Consolidation Nation

New year, new personal loans. As Americans kick off the year seeking debt consolidation, consumer insights shed light for your future marketing efforts.

January 3, 2019 by Stefani Wendel

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