Financial Services

An Experian study revealed 86% of millennials believe that buying a house is a good financial investment - they just don't have the credit scores they need.

First-party fraud involves making financial commitments or using their own identity, a manipulated version of their own identity or a synthetic identity.

Even with the Fed’s gradual 2018 rate hikes, consumers are shopping. Usage of credit cards is on the rise in 2018 and only expected to grow.

While the marketplace struggles to manage the impact of fraud prevention, CIP routinely disrupts more than 10 percent of new customer acquisitions.

Experian recently interviewed Philip Bohi, Vice President for Compliance Education of AFSA, to learn more about his perspective on alternative data.

A summary of common resampling techniques that can be used to create a robust model development and validation sample.

Rather than reinventing the wheel, companies can leverage existing services to build more complex solutions and launch faster with APIs.

Model validation is essential in evaluating and verifying a model’s performance during development before finalizing design and implementation.

Financial services lenders and businesses are increasingly seeking to leverage enhanced digital marketing channels, but how does regulatory play into the mix?

CFSI’s Thea Garon talks about a free, open-source tool from the organization to help financial institutions drive consumer financial health.

The second full day of Experian Vision 2018 featured Capt. Mark Kelly and former congresswomen Gabby Giffords, a series of diverse breakout sessions and concluded with Super Bowl-winning quarterback Aaron Rodgers.

The first full day of Vision 2018 featured in-depth talks on alternative credit data, enhanced credit marketing, faster decisioning, fraud and identity protections and the latest in tech innovation.

In an all-new report, Experian dives into “The State of Alternative Credit Data,” providing in-depth coverage on how alternative credit data is defined, consumer personas, and how this data complements traditional credit data files.

Experian’s annual Vision Conference kicks off to a sold-out crowd in Scottsdale, Ariz., bringing together some of the industry’s top thought leaders in financial services, tech, data science and information security.

There is a delicate balance in delivering a digital experience that instills confidence while providing easy and convenient account access. When it comes to a frictionless, secure customer experience, consider these findings