Financial Services

Break Out of Decision Paralysis: Three Data Points About Alternative Financial Services Data

Alternative financial services data gives lenders access to powerful and predictive supplemental credit data that better detect risk and benefits consumers.

January 23, 2019 by Guest Contributor
Five Collections Tools You Need for Tax Season

Lenders and financial institutions can help their customers get on the right financial foot for 2019 by helping them maximize their tax refund.

January 17, 2019 by Stefani Wendel
Offshore vs Onshore: A Head-to-Head Comparison of Data Science Resources

Given the option between offshore and onshore data science resources, how do you decide? Let’s discuss a few things to consider.

January 14, 2019 by Guest Contributor
Five Trending Financial Services Topics to Watch in 2019

Credit access for the masses, machine learning and fraud are among the top 5 trending topics for the financial services industry in 2019.

January 14, 2019 by Stefani Wendel
Debt Consolidation Nation

New year, new personal loans. As Americans kick off the year seeking debt consolidation, consumer insights shed light for your future marketing efforts.

January 3, 2019 by Stefani Wendel
One Small Step for Experian, A Giant Leap Forward for the Credit Industry

Experian is ushering a new age of consumer empowerment with Experian Boost, which eliminates the guesswork of what goes into a credit score.

December 19, 2018 by Guest Contributor
Knowing What You Don’t Know

An analytics environment can have enterprise-wide impact. Instant access to customer data, actionable analytics and intelligence tools drive the most value.

December 11, 2018 by Jesse Hoggard
It’s the Most Wonderful Time of the Year (for Fraud)

It’s the holiday season, and we’re prepared for holiday fraud. Our team monitors FraudNet to identify anomalies as millions of transactions occur this month

December 4, 2018 by Guest Contributor
Beyond Basic Data Sampling for Model Development

Issues to evaluate during data sample selection and design for model development and an overview of traditional data sampling techniques.

November 7, 2018 by Guest Contributor
Protecting People Fuels Experian’s Commitment to Identity Protection and Fraud Prevention

Criminals constantly search and exploit weaknesses. In this digital age, protecting people fuels our commitment to identity protection and fraud prevention.

November 6, 2018 by Steve Platt
I Can See Clearly Now: Four Myths of Alternative Credit Data

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

November 6, 2018 by Guest Contributor
The Rise of Synthetic Identity Fraud and Children

Children are attractive victims since fraud that uses their personal identifying information can go for years before being detected.

November 2, 2018 by Chris Ryan
In Lending as in Baseball, Moneyball Is No Longer Enough

In banking, as in baseball, data and analytics are key to making informed, data-driven decisions for your team and your business.

October 26, 2018 by Jim Bander
Four Features You Need in an Analytical Environment

Any analytical environment is only as good as the data you put into it. Check these four key features when choosing the right one for your organization.

October 24, 2018 by Jesse Hoggard
Machine learning and Extreme Gradient Boosting

At Experian, for machine learning, we use Extreme Gradient Boosting (XGBoost) implementation of Gradient Boosting Machines.

October 24, 2018 by Guest Contributor

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