Financial Services

One Small Step for Experian, A Giant Leap Forward for the Credit Industry

Experian is ushering a new age of consumer empowerment with Experian Boost, which eliminates the guesswork of what goes into a credit score.

December 19, 2018 by Guest Contributor
Knowing What You Don’t Know

An analytics environment can have enterprise-wide impact. Instant access to customer data, actionable analytics and intelligence tools drive the most value.

December 11, 2018 by Jesse Hoggard
It’s the Most Wonderful Time of the Year (for Fraud)

It’s the holiday season, and we’re prepared for holiday fraud. Our team monitors FraudNet to identify anomalies as millions of transactions occur this month

December 4, 2018 by Guest Contributor
Beyond Basic Data Sampling for Model Development

Issues to evaluate during data sample selection and design for model development and an overview of traditional data sampling techniques.

November 7, 2018 by Guest Contributor
Protecting People Fuels Experian’s Commitment to Identity Protection and Fraud Prevention

Criminals constantly search and exploit weaknesses. In this digital age, protecting people fuels our commitment to identity protection and fraud prevention.

November 6, 2018 by Steve Platt
I Can See Clearly Now: Four Myths of Alternative Credit Data

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

November 6, 2018 by Guest Contributor
The Rise of Synthetic Identity Fraud and Children

Children are attractive victims since fraud that uses their personal identifying information can go for years before being detected.

November 2, 2018 by Chris Ryan
In Lending as in Baseball, Moneyball Is No Longer Enough

In banking, as in baseball, data and analytics are key to making informed, data-driven decisions for your team and your business.

October 26, 2018 by Jim Bander
Four Features You Need in an Analytical Environment

Any analytical environment is only as good as the data you put into it. Check these four key features when choosing the right one for your organization.

October 24, 2018 by Jesse Hoggard
Machine learning and Extreme Gradient Boosting

At Experian, for machine learning, we use Extreme Gradient Boosting (XGBoost) implementation of Gradient Boosting Machines.

October 24, 2018 by Guest Contributor
Pricing Optimization: Understanding a Customer’s Price Elasticity

Dynamic pricing models for consumer financial products can be especially difficult for at least four reasons.

October 11, 2018 by Shelly Miller
Getting Beyond the Binary to Solve the Business Problem of Big Data

You want to use big data, but how do you make your analytics truly actionable to stay ahead of the competition? Using an analytical sandbox is the answer.

October 4, 2018 by Jesse Hoggard
Machine Learning for Real-World Credit Risk

Machine learning's ability to consume vast amounts of data to uncover patterns and deliver results makes it well suited for the credit risk industry

September 12, 2018 by Alan Ikemura
Five Secrets to Outsourcing Data Science Successfully

Demand for data scientists is off the charts, but nationally there is a data science skills shortage. Many companies are filling this gap by outsourcing.

September 5, 2018 by Guest Contributor
The MOBILE Act: It’s Official

The MOBILE Act authorizes a standard for banks to scan and retain information from driver’s licenses and id cards as part of online onboarding process.

September 2, 2018 by Guest Contributor

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