Loading...

AFSA Partner Webinar: The Key to Unlocking the Credit Universe

August 2, 2021 by Kim Le

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. As a result, the use of expanded Fair Credit Reporting Act (FCRA) – or alternative – data has continued to gain popularity among lenders and financial intuitions to enrich decisions across the entire lending lifecycle to meet the financial needs of their consumers.

Experian presented in a recent webinar hosted by AFSA, where Alpa Lally, Vice President of Product Management, and David Elmore, Automotive Solutions Consultant, had a chance to speak about the benefits of FCRA data, and ways lenders can leverage this data to ease access to credit for “invisible” and below prime consumers.

Watch the full webinar, “FCRA Data: The Key to Unlocking Credit Universe” and learn more about:

  • How expanded FCRA data is being used throughout the lending lifecycle
  • The benefits of leveraging FCRA data including providing a more holistic view of a consumer’s credit profile and behavior beyond financial services, leading to smarter, more informed lending decisions
  • The lift FCRA data can offer when augmented with traditional credit data


This webinar is a part of AFSA’s partner webinar series.

To learn more about FCRA data and explore related content, please visit our FCRA Alternative Credit Data Resources Page.

Learn More About FCRA-Alternative Credit Data

Related Posts

To better understand a consumer's credit behavior over time, financial institutions must leverage trended data.

March 11, 2024 by Natalie Daukas

Using alternative data for credit underwriting is a modern and efficent approach to a risk-based credit approval strategy Read more!

February 13, 2024 by Laura Burrows

With rapid growth comes an increased risk of fraud, making "Buy Now, Pay Never" a crucial fraud threat to watch out for in 2024.

February 12, 2024 by Alison Hillendahl