To find out more about Precise IDSM and Experian's fraud detection services, contact your local Experian sales representative, call us or request more information.
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The following business fraud and identity solutions are accessed through Experian's eSolutions website:
Pacific Marine Credit Union (PMCU) saved more than 500 hours per month in fax labor after switching to Experian's risk-based authentication tools, which feature a challenge question approach.
Examine the various types of existing account fraud, including account takeover, impersonation, bust out, synthetic identity and undetected acquisition fraud.
Learn how a risk-based approach to verifying customer information enables consistent and objective decisions, faster approvals and maximizes the usage of staff time.
The threats posed by fraud and identity theft demand a risk-based approach that employs accurate and broad-reaching data assets; targeted analytics; knowledge-based authentication; and flexible, efficient and predictive decisioning policies.
Precise IDSM is Experian's fraud detection and prevention platform that offers cutting-edge resources that enable you to outpace criminals by detecting, avoiding and managing cross-channel fraud activity — all while helping you meet mandated government and industry regulations such as the USA PATRIOT Act, the FACTA Red Flags Rule and e-signature requirements.
Organizations around the world have selected the integrated Precise IDSM fraud platform to identify fraud, authenticate users and validate their devices to manage application fraud and high risk accounts.
Which Precise IDSM functionality best meets your business needs?
|Precise IDSM for Compliance||Precise IDSM for Identity Screening||Precise IDSM for Account Opening|
|Identity element validation and verification|
|Fraud ShieldSM high risk indicators|
|Wireless phone verification|
|Knowledge IQSM questions|
|Historical inquiry checks|
|Identity theft score|
|First payment default score|
|National Fraud DatabaseSM|
|Early Warning Services Shared Fraud and Account Abuse records|
Functionality using credit and noncredit data assets
= Functionality using noncredit data assets
Blank = Not available
Existing regulations require the implementation of identity authentication procedures and fraud detection services to help accommodate Customer Identification Programs, Know Your Customer initiatives and mandates such as the FACTA Red Flags Rule and the USA PATRIOT Act.
Make more informed application processing decisions with Precise IDSM for Account Opening, a fraud prevention software solution which allows institutions to rely on an automated system to help them authenticate applicants from both a risk-mitigation and a compliance perspective.
Identity Element Network is Experian’s latest risk-based, identity fraud detection and prevention tool.
It establishes intricate identity linkages across Experian’s broad view of consumer actions to create fraud risk scores and attributes that identify consumers who have high risk of identity compromise.
The following additional options can be used with Precise IDSM for the detection and prevention of fraud: