Precise IDSM

Experian's Risk-Based Fraud Detection and Prevention Platform

The threats posed by fraud and identity theft demand a risk-based approach that employs accurate and broad-reaching data assets. By incorporating analytics; knowledge-based authentication; and flexible decision-making strategies, you can more accurately authenticate identities.

Precise IDSM, Experian's fraud detection and prevention platform, offers cutting-edge resources that enable you to outpace criminals by detecting, avoiding and managing cross-channel fraud activity.

We’ll also help you address and comply with regulations and internal policies, including the USA PATRIOT Act, the FACTA Red Flags Rule and e-signature requirements.


We're proud that Precise IDSM fraud platform, is used by organizations to identify fraud, authenticate users and validate their devices to manage application fraud and high risk accounts. It’s something that’s so important to our customers. That’s why we won’t rest until we help keep all the fraud out of your business.

Which Precise IDSM functionality best meets your business needs?

Precise IDSM for Compliance Precise IDSM for Identity Screening Precise IDSM for Account Opening
Identity element validation and verification
Device intelligence
Fraud ShieldSM high risk indicators
Hosted Decisioning
Wireless phone verification
Knowledge IQSM questions
Historical inquiry checks  
Authentication score  
Identity theft score  
First payment default score    
National Fraud DatabaseSM    
  = Functionality using credit and noncredit data assets
  = Functionality using noncredit data assets
Blank = Not available


Precise ID for Compliance

The best way to meet current and future regulatory guidelines such as CIP and KYC? By implementing identity authentication procedures and fraud detection services.


Precise ID for Identity Screening

Accurately measure identity risk with our fraud prevention software. Our solution provides an aggregated authentication risk score requiring only Gramm-Leach-Bliley Act exception.


Precise ID for Account Opening

Make more informed application processing decisions with an automated fraud prevention software solution to help authenticate applicants from both a risk-mitigation and a compliance perspective.

Identity Element Network

Prevent Current Account Fraud and Account Takeover with our risk-based, point-in-time fraud-detection tool designed to identify and prevent current account fraud and account takeover fraud.


Knowledge IQ

Authenticate customers confidently and quickly. Combine a risk score and device intelligence to catch fraud before it leads to compromised accounts and loss.


Additional Options

The following additional options can be used with Precise IDSM for the detection and prevention of fraud:


Let Us Help - Contact Us

To find out more about Precise IDSM and Experian's fraud detection services, contact your local Experian sales representative, call us or request more information.

Call us at 1 888 414 1120

Request More Information
Product sheet

Precise ID product sheet

Platform Access

The following business fraud and identity solutions are accessed through Experian's eSolutions website:

• Precise IDSM

• National Fraud DatabaseSM

• Knowledge IQSM

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