Fraud can happen anywhere.

We say that, because our recent analysis shows that fraud is not confined to larger cities – Eudora, Kan., is home to the highest e-commerce billing fraud ZIP CodeTM

Experian analyzes e-commerce fraud attack rates bi-annually and as we approach the one-year anniversary of the EMV liability shift, the 2016 e-commerce fraud attack rates look to be at least 15 percent higher than last year’s total. Download the listing of Top 100 ZIP codes in the United States for H1 2016.

The below map charts 2015 e-commerce attack rates (by basis points) for the United States by both shipping and billing locations. Fraud attack rates are calculated using bad transactions in relation to the total number of transactions.

For interpretation, billing states are associated with suspected fraud victims (the address of the purchaser) and shipping states are associated with suspected fraudsters (the address where the purchased goods were sent).

Experian Fraudmapex

 

Top 100 Riskiest Zip Codes in the U.S. for H1 2016

Download a listing of the Top 100 riskiest shipping and billing Zip codes in the United States by attack rates. 

As we approach the one-year anniversary of the EMV liability shift, assessing fraud origination locations is an important layer of verification when performing real-time risk assessments for ecommerce. 

 

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2015 Top 5 Riskiest U.S. States

Compare current findings against 2015 findings

Ecommerce Fraud Attack Rates