Experian analyzes e-commerce fraud attack rates bi-annually. As we approach
the one-year anniversary of the EMV liability shift, the 2016 e-commerce fraud attack
rates look to be at least 15 percent higher than last year’s total. Download the listing of Top 100 ZIP codes in the United States
for H1 2016.
The below map charts 2015 e-commerce attack rates (by basis points) for the United
States by both shipping and billing locations. Fraud attack rates are calculated using
bad transactions in relation to the total number of transactions.
For interpretation, billing states are associated with suspected fraud victims
(the address of the purchaser) and shipping states are associated with suspected fraudsters
(the address where the purchased goods were sent).
Top 100 Riskiest Zip Codes in the U.S. for H1 2016
Download a listing of the Top 100 riskiest shipping and billing Zip codes in the
United States by attack rates.
As we approach the one-year anniversary of the EMV liability shift, assessing fraud
origination locations is an important layer of verification when performing real-time
risk assessments for ecommerce.
2015 E-commerce Attack Rates by State*$*Does knowing where fraud takes place matter?With more than 13 million fraud victims
in 2015, assessing where fraud occurs is an important layer of verification when performing
real-time risk assessments for e-commerce. Experian analyzed millions of e-commerce
transactions from 2015 data to identify fraud attack rates across the United States
for both shipping and billing locations.*$*/assets/decision-analytics/images/square-map-219x219.jpg*$*en_US