Identify and manage fraud

Prevent losses due to identity fraud by identifying inconsistent information during the application process. Having the ability to prescreen and analyze risk is the best way to approve only qualified, creditworthy customers.

Fraud prevention platform

Transform the way you manage your fraud and identity services. With Experian CrossCoreTM, all your services work together on one platform — so you can catch fraud faster, improve compliance and enhance the customer experience.

Identity verification

Identify and prevent multiple types of first-party and third-party fraud, including identity theft, synthetic identities, fraud rings and first-payment default. Proactively manage risk by having complete insight into an individual’s identity, enabling you to identify new credible customers, protect existing customers and meet regulatory obligations.

Online fraud detection

Frictionless online fraud detection to identify criminals who look like valued customers with high-dollar deposits and mortgage applications — and compromise legitimate accounts.

Account opening fraud

Prevent new-account fraud and account-opening fraud with this software solution that allows institutions to rely on an automated system to help them authenticate applicants from both risk-mitigation and compliance perspectives.

Application fraud

Protects businesses from identity fraud by checking credit application information against credit report data, Social Security number, driver’s license number, questionable addresses and phone number.

Portfolio monitoring

Prevent losses due to identity fraud by identifying inconsistent information during the application process. Having the ability to prescreen and analyze risk is the best way to approve only qualified, creditworthy customers.

Identity screening

Combines challenge-response questions that can be answered only by the real cardholder with credit verification and scoring — a highly effective means of preventing identity fraud.

Compliance

Identity authentication procedures and fraud detection services to help accommodate Customer Identification Programs, Know Your Customer initiatives and mandates such as the FACTA Red Flags Rule and the USA PATRIOT Act.

Challenge-response questions

Combines challenge-response questions that can be answered only by the real cardholder with credit verification and scoring — a highly effective means of preventing identity fraud.

Consortium

This service provides access to the world’s largest repository of verified identity fraud records.

Frictionless online fraud detection

Catch fraud and protect your customers with FraudNet to:

  • Lower fraud losses
  • Protect the customer experience
  • Frustrate fraudsters
  • Improve operational efficiency
Learn More