Credit-based decisions remain a painfully slow, manual process for many organizations.
Old business processes and outdated technology often prevent companies such as banks,
telecommunications carriers and healthcare organizations from making accurate, timely
Experian® makes credit decisioning software and technology designed
to deliver fast, reliable business decisions. Our credit decisioning tools and products
help you drive revenue by increasing the precision and agility of your customer decisioning
Issue credit decisions at the point of sale
Slow, unreliable customer decision processes can be costly. In today’s fast-paced
world, consumers have come to expect an immediate response on everything from loan
approvals to credit-limit increases and account openings. When consumers are at the
point of sale, organizations must be ready and able to process requests promptly —
or risk losing revenue to competitors.
as a ServiceSM addresses this need by bringing real-time credit decisioning
capabilities to the point of sale. This allows you to increase the speed and efficiency
of customer acquisition and other critical business processes.
Improve initial pricing determinations
Initial pricing decisions are a key driver of approval rates and profit. Companies
can not only generate higher revenue, but also reduce delinquencies and attrition
by assigning the optimal interest rate, fees, service plans or payment terms at the
time of origination. PowerCurve®
is a robust decisioning platform from Experian that allows companies to make sound
pricing determinations with speed and accuracy.
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