Market Trends

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Collections in today’s world: five steps for suc...

The economy is accelerating at a sluggish pace, and world headlines cause business leaders to swing between optimism and pessimism daily. Risk managers must...

Read More Collections in today’s world: five steps for success
Loan growth a top priority for small-business lenders...

Despite low demand and a shrinking pool of qualified candidates, loan growth priorities continue to rank high for most small-business lenders – both for...

Read More Loan growth a top priority for small-business lenders
Strong growth in bankcard originations for some credit...

The strongest growth in new bankcard accounts is occurring in the near-prime and subprime segments of VantageScore® C, D and F. Year-over-year (Q1 2011...

Read More Strong growth in bankcard originations for some credit tiers
What metrics are you using to measure score performanc...

VantageScore®  polled risk professionals about how they are measuring score performance, and 60 percent of respondents said they are now using metrics beyond the...

Read More What metrics are you using to measure score performance?
Use of real-time address verification increasing among...

Experian® QAS®, a leading provider of address verification software and services, recently released a new benchmark report on the data quality practices of top...

Read More Use of real-time address verification increasing among top online retailers
Study highlights generational gap on debt...

A recent Experian credit trends study showcases the types of debts Americans have, the amounts they owe and the differences between generations. Nationally, the...

Read More Study highlights generational gap on debt
Super-prime credit tier shows significant increase in ...

In Q3 2011, $143 billion – or nearly 44 percent of the $327 billion in new mortgage originations – was generated by VantageScore® A...

Read More Super-prime credit tier shows significant increase in mortgage origination volume
Are consumers paying their retail cards on time?...

While retail card utilization rates decreased slightly in Q3 2011, retail card delinquency rates increased for all performance bands (30-59, 60-89 and 90-180 days...

Read More Are consumers paying their retail cards on time?
Credit card delinquencies below prerecession levels...

Experian’s recently released study on the credit card and mortgage payment behaviors* of consumers both nationally and in the top 30 Metropolitan Statistical Areas...

Read More Credit card delinquencies below prerecession levels
Delinquent debt on the rise for very small and largest...

Findings from the Q2 Experian Business Benchmark Report showed that the amount of delinquent debt has increased significantly for the largest and smallest businesses....

Read More Delinquent debt on the rise for very small and largest businesses