Market Trends

Loading...
Case Study: Accelerating Lending Decisions with Digita...

With nearly seven billion credit card and personal loan acquisition mailers sent out last year, consumers are persistently targeted with pre-approved offers, making it...

Read More Case Study: Accelerating Lending Decisions with Digital Prequalification
Customer Loyalty and Fluidity in AFS and Traditional L...

Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...

Read More Customer Loyalty and Fluidity in AFS and Traditional Lending
The Future of Fintech is Now: Powering the Next Genera...

Fintech is quickly changing. The word itself is synonymous with constant innovation, agile technology structures and being on the cusp of the future of...

Read More The Future of Fintech is Now: Powering the Next Generation of Consumers
It’s Getting Early Late Around Here...

Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...

Read More It’s Getting Early Late Around Here
Explaining AI for Financial Institutions...

It seems like artificial intelligence (AI) has been scaring the general public for years – think Terminator and SkyNet. It’s been a topic that’s...

Read More Explaining AI for Financial Institutions
Synthetic Identity Fraud – The Frankenstein of Identit...

It’s Halloween time – time for trick or treating, costume parties and monsters lurking in the background. But this year, the monsters aren’t just...

Read More Synthetic Identity Fraud – The Frankenstein of Identity Theft
An Update on the Proposed CFPB Debt Collection Regulat...

To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...

Read More An Update on the Proposed CFPB Debt Collection Regulation
Case Study: Taking a Digital Approach to Debt Recovery...

Collection departments and agencies have long adhered to traditional means of doing business. But changing consumer demands and an influx in new technologies are...

Read More Case Study: Taking a Digital Approach to Debt Recovery with eResolve™
Secrets to Avoiding Data Overload in Consumer Banking...

Retail banking leaders in a variety of industries (including risk management, credit, information technology and other departments) want to incorporate more data into their...

Read More Secrets to Avoiding Data Overload in Consumer Banking
As Average Auto Loan Amounts Continue to Increase, Con...

The average new vehicle loan hit $32,119 in Q2 2019. Average used vehicle loan amounts reached $20,156 in Q2 2019....

Read More As Average Auto Loan Amounts Continue to Increase, Consumers Look to Manage Monthly Payments
The Future of Technology and Innovation...

The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...

Read More The Future of Technology and Innovation
Fintech vs. Traditional FIs: The Latest Trends in Pers...

In today’s age of digital transformation, consumers have easy access to a variety of innovative financial products and services. From lending to payments to...

Read More Fintech vs. Traditional FIs: The Latest Trends in Personal Loans
And the Most Common Birthday in the U.S. Is …...

What do movie actors Adam Sandler and Hugh Grant, jazz singer Michael Bublé, Russian literary giant Leo Tolstoy, and Colonel Sanders, the founder of...

Read More And the Most Common Birthday in the U.S. Is …
King of the Road: Breaking Down the Popularity of Pick...

Pickups are the most common vehicle in operation at 20% share today and hold 16.5% of new vehicle registrations in the market in Q1......

Read More King of the Road: Breaking Down the Popularity of Pickup Trucks
Experian Celebrates National Fintech Day...

Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...

Read More Experian Celebrates National Fintech Day