Market Trends

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Experian: Powering Innovative Fintech Solutions...

2018 was a whirlwind of a year – though it was not surprising when Google’s 2018 “most-searched” list showed Fornite GIFs ruled the internet,...

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Electric Vehicles Continue to Stand Out in the Alterna...

Like every other industry, the automotive market is driven by consumer preferences and behavior. While there are a myriad of options to choose from,...

Read More Electric Vehicles Continue to Stand Out in the Alternative Fuel Type Market
How Ascend Analytical Sandbox Improves Risk Modeling a...

From a capricious economic environment to increased competition from new market entrants and a customer base that expects a seamless, customized experience, there are...

Read More How Ascend Analytical Sandbox Improves Risk Modeling and “Changes the Industry” for Financial Institutions
Orphaned Models Don’t Mean Mass Customer Exodus For GM...

A closer look at the data shows GM’s losses might not be particularly significant, despite the announcement of discontinued models....

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5 trending financial services topics to watch in 2019...

2019 is here — with new technology, new regulations and new opportunities on the docket. What does that mean for the financial services space?...

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The automotive finance markets shift to prime … and ot...

Subprime originations hit the lowest overall share of the market seen in 11 years, but does that mean people are being locked out car...

Read More The automotive finance markets shift to prime … and other trends
Knowing What You Don’t Know...

“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...

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It’s the most wonderful time of the year (for fraud)...

It’s the holiday season — time for jingle bells, lighting candles, shopping sprees and credit card fraud. But we’re prepared. Our risk analyst team...

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How to Kick Off the Season for Swiping (Credit Cards)...

The winter holiday festivities are underway, and when it comes to the local malls, the holiday spending spirit seems to have already been in...

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The rise of synthetic identity fraud and children...

Synthetic identities come from accounts held not by actual individuals, but by fabricated identities created to perpetrate fraud. It often starts with stealing a...

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The future of EVs: “greener” pastures...

There are four reasons why the auto industry should be enthusiastic about the electric vehicle segment’s f...

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The Demand for Electric Vehicles Boils Down to the Rig...

Where are electric vehicles most popular? During the first half of the year, 3.6 percent of all new registrations in California were...

Read More The Demand for Electric Vehicles Boils Down to the Right Market
In lending as in baseball, Moneyball is no lon...

In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...

Read More In lending as in baseball, Moneyball is no longer enough
Charging up: The story behind who’s buying electric ve...

While electric vehicles remain a relatively niche part of the market, with only 0.9 percent of the total vehicle registrations through June 2018, consumer...

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Machine learning and Extreme Gradient Boosting...

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

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