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As a community bank or credit union, your goal is to provide personalized care and attention to your customers and members while effectively managing...

Published: February 14, 2024 by Ted Wentzel

This article was updated on February 12, 2024. The Buy Now, Pay Later (BNPL) space has grown massively over the last few years. But...

Published: February 12, 2024 by Alison Hillendahl

Companies depend on quality information to make decisions that move their business objectives forward while minimizing risk exposure. And in today’s modern, tech-driven, innovation-led...

Published: February 7, 2024 by Julie Lee

This article was updated on February 6, 2024. Lenders looking to gain a competitive edge need to improve their credit underwriting process in the...

Published: February 6, 2024 by Julie Lee

This article was updated on January 23, 2024. Sometimes you have to break from tradition and look to modern solutions to address modern problems....

Published: January 23, 2024 by Julie Lee

In today’s highly competitive landscape, credit card issuers face the challenge of optimizing portfolio profitability while also effectively managing their overall risk. Financial institutions...

Published: January 22, 2024 by Lauren Makowski

In an era where record-breaking home prices and skyrocketing interest rates define the mortgage landscape, borrowers find themselves sidelined by prohibitive costs. With the...

Published: January 17, 2024 by Scott Hamlin

Model explainability has become a hot topic as lenders look for ways to use artificial intelligence (AI) to improve their decision-making. Within credit decisioning,...

Published: January 11, 2024 by Julie Lee

While today’s consumers expect a smooth, frictionless digital experience, many financial institutions still rely on outdated technology and manual reviews to acquire new customers....

Published: December 19, 2023 by Theresa Nguyen

In today’s fast-paced digital world, the risk of fraud across all industries is a constant threat. The traditional methods of fraud detection are no...

Published: December 12, 2023 by Julie Lee

Well-designed underwriting strategies are critical to creating more value out of your member relationships and driving growth for your business. But what makes an...

Published: November 28, 2023 by Theresa Nguyen

If you’re a manager at a business that lends to consumers or otherwise extends credit, you certainly are aware that 10-15% of your current...

Published: November 16, 2023 by Jim Bander

Over the past few decades, the financial industry has gone through significant changes. One of the most notable changes is the use of alternative...

Published: November 16, 2023 by Laura Burrows

Growing deposits from existing customers and members is an ongoing priority for banks and credit unions. However, it can be challenging to identify the...

Published: November 9, 2023 by Theresa Nguyen

With great risk comes great reward, as the saying goes. But when it comes to business, there’s huge value in reducing and managing that...

Published: November 9, 2023 by Julie Lee

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