Data & Analytics

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Experian Celebrates National Fintech Day...

Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...

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Experian Platform Expansion Brings Advanced Analytics ...

Big Data, once thought to be overhyped consultant-speak, is now a term and business model so ubiquitous it underpins billions of dollars in revenue...

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Streamline Your Collections Processes with Advanced An...

The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...

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Experian Launches Ascend CECL Forecaster™ With Oliver ...

Today, Experian and Oliver Wyman announced the launch of Ascend CECL ForecasterTM, a solution built to help financial institutions of all sizes more quickly...

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Predict Customer Behavior; No Crystal Ball Needed...

Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...

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Photo-Altering Apps: Harmless Fun or a Fraudster’s Gol...

If you’ve seen an uptick in photos of friends and celebrities looking older with wrinkles on your social media feeds, you’re not alone. A...

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Getting the Job Done with Alternative Credit Data...

Would you hire a new employee strictly by their resume? Surely not – there’s so much more to a candidate than what’s written on...

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Identity Verification and Onboarding for Financial Ser...

First impressions are always important – whether it’s for a job interview, a first date or when pitching a client. A good first impression...

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Changes in US Vehicles in Operation: Q1 2019...

There were 276 million vehicles on the road in Q1...

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Father’s Day Facts: How Moms and Dads spend Money Diff...

Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...

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CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

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CECL 101: Ready. CECL. Go....

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

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Data-Powered Digital Transformation...

Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...

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Q1 2019 Consumer Credit Trends...

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

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Across the Universe of Alternative Credit Data...

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

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