Data & Analytics

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Case Study: Accelerating Lending Decisions with Digita...

With nearly seven billion credit card and personal loan acquisition mailers sent out last year, consumers are persistently targeted with pre-approved offers, making it...

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Reinventing the Customer Experience with Advanced Anal...

In today’s ever-changing and hypercompetitive environment, the customer experience has taken center-stage – highlighting new expectations in the ways businesses interact with their customers....

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Customer Loyalty and Fluidity in AFS and Traditional L...

Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...

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Three Things to Do as You Start Your Advanced Analytic...

AI, machine learning, and Big Data – these are no longer just buzzwords. The advanced analytics techniques and analytics-based tools that are available to...

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The Future of Fintech is Now: Powering the Next Genera...

Fintech is quickly changing. The word itself is synonymous with constant innovation, agile technology structures and being on the cusp of the future of...

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It’s Getting Early Late Around Here...

Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...

Read More It’s Getting Early Late Around Here
Explaining AI for Financial Institutions...

It seems like artificial intelligence (AI) has been scaring the general public for years – think Terminator and SkyNet. It’s been a topic that’s...

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Five Advanced Analytics Drivers in Your Lending Organi...

Over the years, businesses have gathered a plethora of datasets on their customers. However, there is no value in data alone. The true value...

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An Update on the Proposed CFPB Debt Collection Regulat...

To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...

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Case Study: Taking a Digital Approach to Debt Recovery...

Collection departments and agencies have long adhered to traditional means of doing business. But changing consumer demands and an influx in new technologies are...

Read More Case Study: Taking a Digital Approach to Debt Recovery with eResolve™
Secrets to Avoiding Data Overload in Consumer Banking...

Retail banking leaders in a variety of industries (including risk management, credit, information technology and other departments) want to incorporate more data into their...

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As Average Auto Loan Amounts Continue to Increase, Con...

The average new vehicle loan hit $32,119 in Q2 2019. Average used vehicle loan amounts reached $20,156 in Q2 2019....

Read More As Average Auto Loan Amounts Continue to Increase, Consumers Look to Manage Monthly Payments
The Future of Technology and Innovation...

The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...

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Fintech vs. Traditional FIs: The Latest Trends in Pers...

In today’s age of digital transformation, consumers have easy access to a variety of innovative financial products and services. From lending to payments to...

Read More Fintech vs. Traditional FIs: The Latest Trends in Personal Loans
Experian Selected as a Participant in the Initial Roll...

Experian has been named one of the 10 participants, and only credit bureau, in the initial rollout of the SSA's new eCBSV...

Read More Experian Selected as a Participant in the Initial Rollout of the SSA’s New eCBSV Service