Online Marketplace Lending

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Top moments to assess a customer’s “ability to pay”...

 All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...

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Why financial health matters...

His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...

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What is trended data?...

Trend: a general direction in which something is developing or changing. As a lender, it’s important to understand a consumer’s credit behavior and whether...

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Data accuracy should start with proactive solutions...

What you give, you get. At least that is what popular philosophers claim. And if you think about it, this statement is also applicable...

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Fintech at the White House...

Experian consultant offers his recap from attending a half-day event hosted at The White House called the “FinTech Summit” largely focused on how government...

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First-party fraud — sifting through the noise to find ...

Part four in our series on Insights from Vision 2016 fraud and identity track It was a true honor to present alongside Experian fraud...

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Day 2, Vision 2016: A Forecast on the Economy and Indu...

James W. Paulsen, Chief Investment Strategist for Wells Capital Management, kicked off the second day of Experian’s Vision 2016, sharing his perspective on the...

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Day 1, Vision 2016: Top 10 Takeaways...

It’s impossible to capture all of the insights and learnings of 36 breakout sessions and several keynote addresses in one post, but let’s summarize...

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Veterans Share Financial Learnings and Perils of Milit...

Four Experian employees reflect on financial lessons and challenges learned during their time served in the military. Pedro Martinez, based at Camp Lejeune in...

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Alternatives to Support and Grow America’s Credi...

Television had its Twilight Zone, the Emmy-winning anthology series featuring tales rich in fantasy, morality and irony. Today’s economy has its own Twilight Zone....

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How do you rank in servicing military credit consumers...

With Military Appreciation Month celebrated in May, what better time for financial institutions to refresh their best practices in protecting and serving military credit...

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Get educated – A study in the student lending marketpl...

The numbers are staggering: more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, and an average balance of $29,000. In fact,...

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Navigating the Changing Regulatory Waters in Credit...

Whether its new regulations and enforcement actions from the Consumer Financial Protection Bureau or emerging legislation in Congress, the public policy environment for consumer...

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Maximizing data quality across your organization...

Ensuring the quality of reported consumer credit data is a top priority for regulators, credit bureaus and consumers, and has increasingly become a frequent...

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Every month should focus on financial education...

April is Financial Literacy Month, a special window of time dedicated to educating Americans about money management. But as stats and studies reveal, it...

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