Online Marketplace Lending

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A digital world demands digital credit offers...

You know what I love getting in the mail? Holiday cards, magazines, the occasional picturesque catalog. What I don’t open? Credit card offers, invitations...

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Technology-Sharing Is Critical in Preventing Fraud...

Technology sharing can unlock a more effective strategy in fighting fraud. Experian’s multi-layered and risk-based approach to fraud management is discussed as many businesses...

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Tis’ the season for hefty consumer credit card s...

Let’s play word association. When I say holiday season, what’s the first thing that comes to mind? Childhood memories. Connecting with family. A special...

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How consumer credit scores fared across the country in...

Which part of the country has bragging rights when it comes to sporting the best consumer credit scores? Drum roll please … Honors go...

Read More How consumer credit scores fared across the country in 2016
What will the 2017 data breach landscape look like?...

2017 data breach landscape Experian Data Breach Resolution releases its fourth annual Data Breach Industry Forecast report with five key predictions What will the...

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Dispelling Myths about Automated Decisioning...

In order to compete for consumers and to enable lender growth, creating operational efficiencies such as automated decisioning is a must. Unfortunately, somewhere along...

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Experian is recognized as a leading fraud solution pro...

Experian is recognized as a leading security solution provider for fraud and identity solutions in order to protect customers and financial...

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Financial Services Regulations: A look back and a look...

It’s been a wild ride for the financial services industry over the past eight years. After the mortgage meltdown, the Great Recession and a...

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4 Things to Do Before Dialing Your Customers...

In this new Telephone Consumer Protection Act (TCPA) era, calling your customers isn’t a thing of the past. It’s still okay to reach out...

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The Top 3 Myths of Reporting Credit Data...

In this age of content and increasing financial education available to all, most entities are familiar with credit bureaus, including Experian. They are known...

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Understanding prescriptive solutions...

Prescriptive solutions: Get the Rx for your right course of action By now, everyone is familiar with the phrase “big data” and what it...

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Answers to the top MLA questions posed by lenders...

Tick-tock. Tick-tock. Lenders are just weeks away from the required Military Lending Act compliance date of Oct. 3, yet many are scrambling to find...

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How trade level fields help lenders deliver and person...

Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...

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Stacking, the Invisible Threat in Online Lending...

The pendulum has swung again. The great recession brought a glacial freeze to access to capital. The thaw brought rapid, frictionless underwriting with an...

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Congress focuses on Fintech and Marketplace Lending pr...

Congress recently took several actions signaling a growing interest in regulatory issues surrounding the Fintech sector. This growing attention follows a number of recent...

Read More Congress focuses on Fintech and Marketplace Lending prior to recess