Posts Tagged "preapproved offers"

Opting out will not cause your credit report to disappear

Dear Experian,

I’ve recently been denied credit because my credit information is either missing or unavailable. Does this have anything to do with the fact that I elected to “opt out” years ago, and if so, how do I go about changing this?


Opting out of preapproved offers does not help credit scores

Dear Experian,

Does opting out of preapproved mail offers raise my credit score?


Turned down after being preapproved

Dear Experian,

Why am I being told that I have been approved or have been sent preapproval letters and than am shot down?


Inquiries from existing creditors and for preapproved offers

Dear Experian,

There is a string of inquiries made by credit card companies on my report. I did not authorize these. How can I get the credit card companies to cease and desist? How do we remove these from our report?


Stopping preapproved credit offers addressed to deceased son

Dear Experian,

My son passed away in April. I need some advice and am hoping you can help me out. I keep getting credit stuff for him in the mail. How do I let the credit bureaus know that he is deceased as I do not want anyone trying to use his identity? Please, if at all possible, let me know where to start.


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