Posts Tagged ‘ paid off ’

Collection accounts are not removed immediately after being paid in full

Dear Experian, If you have a derogatory record on your credit report from a collection agency and you pay off the debt in full, will the debt be taken off of your report sooner? Or do you still have to wait the seven years? - MSK

Read more

Closed accounts will remain in credit history for up to 10 years

Dear Experian, How do I have old credit card accounts that are long ago closed or paid off removed from my credit report? I know that my score is negatively affected because of so many "open" accounts! - EDC

Read more

Account reported as potentially negative after bankruptcy discharged

Dear Experian, I went through Chapter 13 bankruptcy. I paid all that I owed, and my Chapter 13 was discharged in March 2012. I requested an item be deleted since the seven years was up, and my request was denied. They said it was because the account was brought current. How can that be? - GLD

Read more

Late payments not deleted immediately after account is paid off

Dear Experian, I have paid off an account that previously had a late payment mark on my record. Is there any possible way to remove the negative mark on my credit scores, now that the account has been paid off? - ALT

Read more

Paid debt not deleted immediately; documentation not necessary for removal

Dear Experian, If you pay off a debt does it get taken off of your credit report with in a month? How does it get removed? Do you have to show proof of payment such as writing a letter? - RDA

Read more

Removing negative information from your report

Dear Experian, How do I get companies to remove negative remarks off my accounts? I also have an account with a zero balance that I paid off, and it's still on my report. - ALT

Read more

When paid off accounts are deleted

Dear Experian, If I pay off a negative account on my credit report, will it be removed from my credit and raise my score or will it remain on there seven years and not change my score? How does this work? - TYK

Read more

How long does it take for paid off accounts to show zero balance

Dear Experian, If I pay off all of my credit cards to a zero balance, how long does it take for that payoff to show up in an improved credit score? I want to pay off all of my cards and improve my score for a mortgage application. - ANG

Read more

  • ©2014 Experian Information Solutions, Inc. All rights reserved.