Posts Tagged ‘ paid off ’

Account reported as potentially negative after bankruptcy discharged

Dear Experian, I went through Chapter 13 bankruptcy. I paid all that I owed, and my Chapter 13 was discharged in March 2012. I requested an item be deleted since the seven years was up, and my request was denied. They said it was because the account was brought current. How can that be? - GLD[ READ MORE ]

Late payments not deleted immediately after account is paid off

Dear Experian, I have paid off an account that previously had a late payment mark on my record. Is there any possible way to remove the negative mark on my credit scores, now that the account has been paid off? - ALT[ READ MORE ]

Paid debt not deleted immediately; documentation not necessary for removal

Dear Experian, If you pay off a debt does it get taken off of your credit report with in a month? How does it get removed? Do you have to show proof of payment such as writing a letter? - RDA[ READ MORE ]

Removing negative information from your report

Dear Experian, How do I get companies to remove negative remarks off my accounts? I also have an account with a zero balance that I paid off, and it's still on my report. - ALT[ READ MORE ]

When paid off accounts are deleted

Dear Experian, If I pay off a negative account on my credit report, will it be removed from my credit and raise my score or will it remain on there seven years and not change my score? How does this work? - TYK[ READ MORE ]