Posts Tagged "debt-to-income ratio"

Balance-to-limit ratio applies only to revolving accounts

Dear Experian,

Does the balance-to-limit ratio only apply to credit cards, or does it apply to installment loans, such as student loans or auto loans, as well?

– NDR

Cosigning for a student loan can affect your credit report as well as the student’s

Dear Experian,

If a person cosigns a student loan for a college student, how does it affect their credit? Does the amount of the loan get included in their debt-to-income ratio?

– CHA