August 8, 2017
Dear Experian, Is it better to pay off the entire balance on a credit card each month, or to always leave a small balance to carry over? – OHR...
July 25, 2017
Dear Experian, How would I go about finding who I owe money to for my student loans and how much I owe? – SMC Dear SMC, Your credit report...
July 6, 2017
Dear Experian, I have two charge offs on my credit report from two different credit cards. Is it possible to get the credit card companies to remove the charge...
June 8, 2017
Dear Experian, On my credit report it states that there is an open account for more than $400 to a company I have never heard of. I searched the...
May 11, 2017
Dear Experian, How should I deal with debt collectors? I have seen on other blogs that once the third party debt collector contacts you it starts the seven-year period...
May 2, 2017
Dear Experian, I have one credit card that I use as my main card most of the time. I also have two airline cards that I rarely use. I’m...
April 6, 2017
Dear Experian, I have multiple charged off accounts and want to know if I should file bankruptcy or try to pay off the debt? I owe quite a bit....
March 23, 2017
Dear Experian, I had a payday loan I took out in 2011. I became unable to work and had to have surgery in 2012. I began attempting to repair...
March 16, 2017
Dear Experian, Will transferring a balance from one credit card to another credit card, not to a new card but one that I have already had for years that...
March 8, 2017
Dear Experian, Can I apply for credit cards after declaring bankruptcy? What kind of credit card might I qualify for? I am trying to rebuild my credit. – GSP...
February 23, 2017
Dear Experian, What would happen if I didn’t pay my credit card bill, but I pay all my other bills on time every month? Would it still hurt my...
February 16, 2017
Dear Experian, I am completely overextended with credit card debt but pay my bills on time. If I call a credit card company and negotiate a settlement or lower...
February 9, 2017
Dear Experian, Is it a good idea to obtain a personal loan to consolidate or pay off credit card debt? I currently pay approximately $800 a month to credit...
February 7, 2017
Dear Experian, I am on disability income but have not yet been able to get my student loans forgiven. If am unable to get them forgiven, can I take...
February 2, 2017
Dear Experian, Do credit card inquiries hurt you long-term? If I apply for credit and am denied, how many points will my score drop? – PYL Dear PYL, It’s...
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