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Financial health means more than just having a great credit score or money in a savings account. It includes being able to manage daily finances, save for the future and weather a financial shock.
A synthetic identity epidemic is impacting all markets. Here are the three ways that synthetic identities are generally created
Student loan debt — outstanding debt grew 21 percent since 2013 to reach a high of $1.49 trillion in the fourth quarter of 2016.
Generation Z makes up 1/4 of the US population. By 2020, they’ll account for 40% of all consumers. The oldest members are coming of age.
Mandatory updates to data reporting and collections procedures have been announced and implemented. Have you made the required changes?
In the financial services universe, there is no shortage of players battling for consumer attention and share of wallet. Here’s a look at how credit unions have fared over the past two years compared to banks and online lenders:
Despite the escalating risks of falling victim to a global data breach, this survey shows a widespread lack of preparedness among companies.
Financial health means more than just having a great credit score or money in a savings account.
The first wave of Gen Z are coming onto the credit file. Here is a first look at how they are behaving, and what this means for businesses and finance companies.
Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a trusted organization.
Synthetic ID fraud is a growing problem driven by an online and mobile-driven market, along with an increase in data breaches and dark web sharing.
When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the data telling us?
New CFPB study demonstrates the importance of moving forward with inclusion of new sources of high-quality financial data — like on-time payment data from rent, utility and telecommunications providers — into a consumer’s credit file.
Study noted that travelers relied heavily on credit for vacation purchases last yr—with many planning to charge much of their vacation expenses this summer
Experian took a deep dive into the data and performance surrounding the credit union universe in their first-ever “State of Credit Unions” report, featuring insights utilizing data from both 2015 and 2017.