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Financial health trends in America

Financial health means more than just having a great credit score or money in a savings account. It includes being able to manage daily finances, save for the future and weather a financial shock.

Published: July 20, 2017 by
The making of synthetic identities

A synthetic identity epidemic is impacting all markets. Here are the three ways that synthetic identities are generally created

Published: July 13, 2017 by
Student loan debt — headline or headache?

Student loan debt — outstanding debt grew 21 percent since 2013 to reach a high of $1.49 trillion in the fourth quarter of 2016.

Published: July 10, 2017 by
Gen Z and credit

Generation Z makes up 1/4 of the US population. By 2020, they’ll account for 40% of all consumers. The oldest members are coming of age.

Published: July 6, 2017 by Guest Contributor
Understanding your consumer data reporting requirements

Mandatory updates to data reporting and collections procedures have been announced and implemented. Have you made the required changes?

Published: July 6, 2017 by
Credit union loan performance

In the financial services universe, there is no shortage of players battling for consumer attention and share of wallet. Here’s a look at how credit unions have fared over the past two years compared to banks and online lenders:

Published: June 29, 2017 by
Survey: Most Companies Ill-Prepared for a Global Data Breach

Despite the escalating risks of falling victim to a global data breach, this survey shows a widespread lack of preparedness among companies.

Published: June 27, 2017 by Michael Bruemmer
Financial Health Trends in America

Financial health means more than just having a great credit score or money in a savings account.

Published: June 27, 2017 by Guest Contributor
First wave of Gen Z entering credit ranks

The first wave of Gen Z are coming onto the credit file. Here is a first look at how they are behaving, and what this means for businesses and finance companies.

Published: June 23, 2017 by Kerry Rivera
4 steps to prevent synthetic identity fraud

Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a trusted organization.

Published: June 22, 2017 by
Mitigating Synthetic ID Fraud

Synthetic ID fraud is a growing problem driven by an online and mobile-driven market, along with an increase in data breaches and dark web sharing.

Published: June 18, 2017 by
What bubble?

When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the data telling us?

Published: June 15, 2017 by
New CFPB study highlights need for more inclusive credit data

New CFPB study demonstrates the importance of moving forward with inclusion of new sources of high-quality financial data — like on-time payment data from rent, utility and telecommunications providers — into a consumer’s credit file.

Published: June 13, 2017 by Guest Contributor
Credit is king for vacationers

Study noted that travelers relied heavily on credit for vacation purchases last yr—with many planning to charge much of their vacation expenses this summer

Published: June 8, 2017 by
The State of Credit Unions in 2017

Experian took a deep dive into the data and performance surrounding the credit union universe in their first-ever “State of Credit Unions” report, featuring insights utilizing data from both 2015 and 2017.

Published: June 8, 2017 by

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