An Experian study revealed 86% of millennials believe that buying a house is a good financial investment – they just don’t have the credit scores they need.

First-party fraud involves making financial commitments or using their own identity, a manipulated version of their own identity or a synthetic identity.

Identity-related fraud exposure and losses are increasing, and the underlying schemes are becoming more complex. To make better decisions on the need for step-up authentication in this dynamic environment, you should take a layered approach to the services you need.