Debt & Collections

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This paraphrased lament from Coleridge’s Rime of the Ancient Mariner may loosely reflect the predicament facing many communications companies today: afloat on vast sea...

March 9, 2011 by Guest Contributor

By: Kari Michel As consumers and businesses continue to experience financial hardship, the likelihood of continued bankruptcy filings is fairly strong. Data from the...

November 19, 2010 by Guest Contributor

By: Wendy Greenawalt Given the current volatile market conditions and rising unemployment rates, no industry is immune from delinquent accounts. However, recent reports have...

January 7, 2010 by Guest Contributor

By: Kari Michel   Lenders are looking for ways to improve their collections strategy as they continue to deal with unprecedented consumer debt, significant increases...

December 17, 2009 by Guest Contributor

In my previous two blogs, I introduced the definition of strategic default and compared and contrasted the population to other types of consumers with...

December 14, 2009 by Kelly Kent

In my last blog, I discussed the presence of strategic defaulters and outlined the definitions used to identify these consumers, as well as other...

December 10, 2009 by Kelly Kent

By: Wendy Greenawalt In my last blog on optimization we discussed how optimized strategies can improve collection strategies. In this blog, I would like...

December 7, 2009 by Guest Contributor

In my last blog, I discussed the basic concept of a maturation curve, as illustrated below: Exhibit 1 In Exhibit 1, we examine different...

November 25, 2009 by Jeff Bernstein

–by Jeff Bernstein In the current economic environment, many lenders and issuers across the globe are struggling to manage the volume of caseloads coming...

November 23, 2009 by Jeff Bernstein

— by Dan Buell Towards the end of 2007, the management of Bay Area Credit Service embarked on an agressive strategy to dramatically enhance...

November 6, 2009 by Jeff Bernstein

By: Wendy Greenawalt In the second installment of my three part series, dispelling credit attribute myths, we will discuss why attributes with similar descriptions...

October 21, 2009 by Guest Contributor

–by Mike Sutton In today’s collections environment, the challenges of meeting an organization’s financial objectives are more difficult than ever. Case volumes are higher,...

October 20, 2009 by Jeff Bernstein

–by Mike Sutton I recently interviewed a number of Experian clients to determine how they believe their organizations and industry peers will prioritize collections...

October 14, 2009 by Jeff Bernstein

By: Kari Michel In August, consumer bankruptcy filings were up by 24 percent over the past year and are expected to increase to 1.4 million...

September 24, 2009 by Guest Contributor

By: Kari Michel Bankruptcies continue to rise and are expected to exceed 1.4 million by the end of this year, according to American Bankruptcy...

August 28, 2009 by Guest Contributor

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