Data & Analytics

Putting Consumers in the Driver’s Seat of Their Credit Scores

Experian Boost gives consumers greater control over their credit profiles by allowing them to add non-traditional credit information to their Experian credit file.

Published: January 25, 2019 by Jeff Softley
Break Out of Decision Paralysis: Three Data Points About Alternative Financial Services Data

Alternative financial services data gives lenders access to powerful and predictive supplemental credit data that better detect risk and benefits consumers.

Published: January 23, 2019 by Guest Contributor
Five Trending Financial Services Topics to Watch in 2019

Credit access for the masses, machine learning and fraud are among the top 5 trending topics for the financial services industry in 2019.

Published: January 14, 2019 by Stefani Wendel
The Automotive Finance Markets Shift to Prime … And Other Trends

Findings from the Q3 State of the Automotive Finance report show that Subprime originations hit the lowest overall share of the market seen in 11 years.

Published: December 27, 2018 by Melinda Zabritski
Knowing What You Don’t Know

An analytics environment can have enterprise-wide impact. Instant access to customer data, actionable analytics and intelligence tools drive the most value.

Published: December 11, 2018 by Jesse Hoggard
Beyond Basic Data Sampling for Model Development

Issues to evaluate during data sample selection and design for model development and an overview of traditional data sampling techniques.

Published: November 7, 2018 by Guest Contributor
I Can See Clearly Now: Four Myths of Alternative Credit Data

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

Published: November 6, 2018 by Guest Contributor
Alt Data Use by Fintechs: Q&A with Gavin Harding (Part 2)

Gavin Harding, Senior Business Consultant, continues in this Q&A with insight that spans across all lenders and their use of alternative data.

Published: November 1, 2018 by Brittany Peterson
In Lending as in Baseball, Moneyball Is No Longer Enough

In banking, as in baseball, data and analytics are key to making informed, data-driven decisions for your team and your business.

Published: October 26, 2018 by Jim Bander
Charging up: The Story Behind Who’s Buying Electric Vehicles

It’s not enough to just dig into the sales number of electric vehicles — It’s important to understand the consumers most interested.

Published: October 26, 2018 by Brad Smith
Four Features You Need in an Analytical Environment

Any analytical environment is only as good as the data you put into it. Check these four key features when choosing the right one for your organization.

Published: October 24, 2018 by Jesse Hoggard
Machine learning and Extreme Gradient Boosting

At Experian, for machine learning, we use Extreme Gradient Boosting (XGBoost) implementation of Gradient Boosting Machines.

Published: October 24, 2018 by Guest Contributor
A Change in Current: Electric Vehicle Market Share Small, But Growing

Electric vehicles are here to stay – and will likely gain market share as costs reduce, travel ranges increase and charging infrastructure grows.

Published: October 24, 2018 by Brad Smith
Getting Beyond the Binary to Solve the Business Problem of Big Data

You want to use big data, but how do you make your analytics truly actionable to stay ahead of the competition? Using an analytical sandbox is the answer.

Published: October 4, 2018 by Jesse Hoggard
Is Big Data a Big Problem?

There are a lot of people talking about big data who are not fully leveraging the value of their data. How do you use data to innovate and stay competitive?

Published: September 27, 2018 by Jesse Hoggard

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