Data & Analytics

Validating Consumer Credit Scores in a Time of Extreme Uncertainty

This is the third in a series of blog posts highlighting optimization, AI, predictive analytics, and decisioning for lending operations.

May 20, 2020 by Jim Bander
Q&A Perspective Series: The Economic Impact of COVID-19

The economic impact of the COVID-19 health crisis is ever-evolving and requires great flexibility and planning from lenders.

May 20, 2020 by Guest Contributor
Negative Rates in the U.S.? Never Say Never

Some segments of the financial markets are beginning to bet that the Federal Reserve will take interest rates negative for the first time in U.S. history.

May 15, 2020 by Joseph Mayans
Looking Beyond the Unemployment Rate

To get a better picture of labor market health in the coming months, there are three components reported in BLS's employment release that require attention.

May 11, 2020 by Joseph Mayans
The Shape of The Recession Following COVID-19

With a recession on the horizon, economists are using different scenarios to predict economic recovery. Learn more about the 4 potential outcomes.

May 5, 2020 by Kelly Nguyen
Data Reporting and Guidelines Under COVID-19

Credit reporting companies and data furnishers have been put in the spotlight to provide consumers with assistance that they need during COVID-19.

May 4, 2020 by Kelly Nguyen
Opportunities to Keep Essential Services’ Vehicles on the Road

Essential personnel and organizations are working tirelessly to deliver food and other resources, not to mention, protecting the health and safety of those around us. These vehicles still require proper maintenance and care to ensure they run smoothly. That’s where the automotive industry can help.

April 29, 2020 by Guest Contributor
Breaking Down the First Round of PPP: Largest Markets Miss Out

The first round of stimulus through the Paycheck Protection Program provided relief for many small businesses around the country.

April 22, 2020 by Joseph Mayans
Q&A Perspective Series: Data and Analytics During COVID-19

As financial institutions and other organizations scramble to formulate crisis response plans, it’s important to consider the power of data and analytics.

April 21, 2020 by Kelly Nguyen
Predicting Consumer Payment Behavior in a Time of Extreme Uncertainty

This is the second in a series of blog posts highlighting AI, optimization, and decisioning for lending operations in times of extreme uncertainty.

April 20, 2020 by Jim Bander
Optimizing Lending Operations in a Time of Extreme Uncertainty

How can lenders make optimized decisions when things are changing so quickly and when so many things are unknown? The answer lies in analytics.

April 14, 2020 by Jim Bander
Data Reporting Under Guidelines Is Better for Consumers Than Data Deletion

Learn how to accurately and consistently report on consumers' credit while complying with regulatory guidance during the COVID-19 pandemic.

April 14, 2020 by Guest Contributor
Consumers Continue to Shift Preferences Toward Used Vehicles

According to Experian’s Q3 2019 State of the Automotive Finance Market report, used vehicle financing increased across all credit tiers.

January 27, 2020 by Melinda Zabritski
Electric Vehicles in Operation: Share Still Low as OEMs Make Bets on How to Time the Market

Electric vehicles have 2.08 percent of total VIO share through September 30, 2019

January 14, 2020 by Guest Contributor
State of Credit 2019: Rounding Out the Decade

As look forward to the next decade, things are looking up. The 10th annual State of Credit Report highlights consumer credit scores and borrowing behavior.

December 19, 2019 by Stefani Wendel

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