Data & Analytics

Across the Universe of Alternative Credit Data

The 2019 report reveals new consumer and lending insights, an overview of the regulatory landscape, and what's next for machine learning and alt data.

May 22, 2019 by Stefani Wendel
State of Credit: 10 Year Lookback

Experian's annual State of Credit Report includes consumer credit data trends and a 10 year look back to when America started to enter the recession.

May 20, 2019 by Stefani Wendel
4-Cylinder Engines Continue to Gain Market Share;  Providing Drivers with a Combination of Fuel Economy, Improved Performance

The demand for muscle cars with greater fuel and maintenance practicality has led to the increase in volume of 4-cylinder vehicles on the road.

May 2, 2019 by Guest Contributor
Big Data and China’s Social Credit Score

To create a socially credible environment, China has developed a mobile app to alerts users when they are within a 500-meter radius of someone in debt.

April 16, 2019 by Laura Burrows
Experian’s Ascend Analytical Sandbox™ Named Best Overall Analytics Platform in Fintech Competition

Experian wins for a second year in a row at coveted Fintech Breakthrough Award program, which received more than 3,500 nominations from across the globe.

April 3, 2019 by Brittany Peterson
Crossovers Continue to Grow in Popularity

Findings from Experian’s Q4 2018 Automotive Market Trends Analysis show that CUVs continue to stand out as a segment to watch within the auto industry.

March 20, 2019 by Guest Contributor
Electric Vehicles Continue to Stand Out in the Alternative Fuel Type Market

Alternative fuel vehicles have maintained a steady demand over the past few years. But, there’s a specific segment that’s beginning to emerge.

February 12, 2019 by Guest Contributor
How Ascend Analytical Sandbox Improves Risk Modeling and “Changes the Industry” for Financial Institutions

Discover how OneMain Financial reduced expenses and the time involved in order to improve their core risk modeling, and also created portfolio strategies.

January 30, 2019 by Jesse Hoggard
Orphaned Models Don’t Mean Mass Customer Exodus For GM

A closer look at the data shows GM’s losses might not be particularly significant, despite the announcement of discontinued models.

January 30, 2019 by Guest Contributor
The Data You Need for a Win-Win Strategy

Alternative Credit Data and Trended Data have different strengths, but when used together, they can make a world of difference on your strategy as a whole.

January 28, 2019 by Stefani Wendel
Alternative Credit Data vs. Trended Data: Head to Head

In the head to head match up between alternative credit data and trended data, who will win? Both offer value above and beyond traditional credit data.

January 28, 2019 by Stefani Wendel
Break Out of Decision Paralysis: Three Data Points About Alternative Financial Services Data

Alternative financial services data gives lenders access to powerful and predictive supplemental credit data that better detect risk and benefits consumers.

January 23, 2019 by Guest Contributor
Knowing What You Don’t Know

An analytics environment can have enterprise-wide impact. Instant access to customer data, actionable analytics and intelligence tools drive the most value.

December 11, 2018 by Jesse Hoggard
Beyond Basic Data Sampling for Model Development

Issues to evaluate during data sample selection and design for model development and an overview of traditional data sampling techniques.

November 7, 2018 by Guest Contributor
I Can See Clearly Now: Four Myths of Alternative Credit Data

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

November 6, 2018 by Guest Contributor

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