Financial Services

Senate Reg-Relief Package Includes Important Credit Reporting Provisions

The U.S. Senate Banking Committee passed a financial regulatory relief bill recently, which will impact credit reporting in the new year. Learn what changes are to come.

Published: January 11, 2018 by Guest Contributor
New study shows U.S. consumers in a state of good health

Experian’s 8th annual State of Credit report reveals the nation’s average credit score is up two points year-over-year to 675.

Published: January 10, 2018 by Guest Contributor
How collectors can anticipate who will use tax refunds to pay down debt

Knowing which of your customers may receive a tax refund is critical. Trended data can help collectors understand who will use it to pay down debt.

Published: January 9, 2018 by Kerry Rivera
Use of Swap Sets to Measure Impact of Model Changes

The phrase swap set refers to “swapping out” a set of customer accounts and replacing them with, or “swapping in,” a set of good customer accounts.

Published: January 7, 2018 by Guest Contributor
It’s a “prime” time to buy a car

Experian’s latest State of Automotive Finance Market report reveals the average credit score for purchasing a vehicle has increased four points across the board.

Published: December 19, 2017 by Melinda Zabritski
Expert offers insights on trends and opportunities in student lending space

Vince Passione, founder and CEO of LendKey, comments on the state of student lending and how the space is evolving for both consumers and lenders.

Published: December 19, 2017 by Kerry Rivera
Shining a light on synthetic identity fraud

Podcast to discuss the emergence of synthetic identity fraud, its true financial impact and how organizations can begin to fight back.

Published: November 21, 2017 by Keir Breitenfeld
Digging deeper to understand complex consumer credit behavior

How can you build upon existing customer relationships and offer the products to the right people at the right time? By understanding consumer behavior.

Published: November 20, 2017 by Guest Contributor
Expert insights on the state of retail in 2017 and beyond

As we enter the holiday season, headlines abound around the shifts and trends in retail. Here from retail expert John Squire on the latest evolutions in the space.

Published: November 13, 2017 by Kerry Rivera
Can social media predict credit behavior?

With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When considering social media data as it pertains to financial decisions, there are 3 key concerns to consider.

Published: November 9, 2017 by Guest Contributor
Online fraud detection and prevention

Juniper Research recently recognized Experian as a Fraud Detection and Prevention Market Leader in its Online Payment Fraud Whitepaper. Juniper also shared important market insights in the report.

Published: November 3, 2017 by Guest Contributor
What lenders can learn from their customers’ card transactions

Consumers swipe their credit cards at staggering rates, but drilling into how each individual uses their card can reveal telling details about their lifestyle and spend.

Published: November 1, 2017 by Kyle Matthies
Should social media be used as a factor in credit decisions?

With so much data being generated by our social media obsession, should lenders consider social media insights to assess credit risk?

Published: October 18, 2017 by Kerry Rivera
The struggle is real

Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and it’s too time-consuming to research. Here's what they want:

Published: October 12, 2017 by Guest Contributor

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